USDA Vs. FHA your options comparison in Fairhaven, Bristol County, MA

In 2026, the USDA loan limit for Fairhaven, situated in Bristol County, MA, is $473,800, whereas the FHA limit for a single-family home is $661,250.

Utilize Lendersa® USDA loan calculator to compare the premier USDA versus FHA rates available today. Determine the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your unique financial situation in .

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2026 Loan Limits and Down Payment Requirements in Fairhaven, Bristol County, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA Loan Options in Fairhaven, MA

Lendersa® aims to swiftly connect you with optimal USDA or FHA loans without hassle. Choose from three starting points that lead to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

USDA home loans, backed by the government through the Department of Agriculture, are also known as USDA rural development loans. Specifically for rural areas, unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, broadening homeownership access.

Enter your location to find out if it qualifies for USDA rural housing loan?



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