USDA Vs. FHA your options comparison in Fairhaven, Bristol County, MA
In 2026, the USDA loan limit for Fairhaven, situated in Bristol County, MA, is $473,800, whereas the FHA limit for a single-family home is $661,250.
Utilize Lendersa® USDA loan calculator to compare the premier USDA versus FHA rates available today. Determine the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your unique financial situation in .
2026 Loan Limits and Down Payment Requirements in Fairhaven, Bristol County, MA
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Fairhaven, MA
Lendersa® aims to swiftly connect you with optimal USDA or FHA loans without hassle. Choose from three starting points that lead to suitable lenders and USDA loan programs.
USDA home loans, backed by the government through the Department of Agriculture, are also known as USDA rural development loans. Specifically for rural areas, unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, broadening homeownership access.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
Lends in Massachusetts
Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
Lends in Massachusetts
Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
