USDA Vs. FHA your options comparison in Fairhaven, Bristol County, MA
In 2026, the USDA loan limit for Fairhaven, situated in Bristol County, MA, is $473,800, whereas the FHA limit for a single-family home is $661,250.
Utilize Lendersa® USDA loan calculator to compare the premier USDA versus FHA rates available today. Determine the required income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide the best program for your unique financial situation in .
2026 Loan Limits and Down Payment Requirements in Fairhaven, Bristol County, MA
Loan Type
Loan Limit
Down Payment
USDA
$473,800
0%
FHA
$661,250
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Fairhaven, MA
Lendersa® aims to swiftly connect you with optimal USDA or FHA loans without hassle. Choose from three starting points that lead to suitable lenders and USDA loan programs.
USDA home loans, backed by the government through the Department of Agriculture, are also known as USDA rural development loans. Specifically for rural areas, unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, broadening homeownership access.
At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.
Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members
Attleboro Municipal Employees Federal Credit Union
138 South Main Street, Attleboro, MA, 02703
In June 1963, a small group of city employees met in an upstairs room of the South Main Street Fire Station (now the Attleboro Council on aging) to discuss forming a municipal credit union. This credit union would provide a convenient means of saving, and also provide members with low interest loans.
Bristol County Savings Bank, founded in 1846, is a full-service financial institution offering commercial lending, personal and business banking, and mortgage services. The Bank’s Financial Advisory Services division has successfully assisted businesses, individuals and non-profits with the management of their assets since 1989.
Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.
Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states.
Our loans are frequently termed asset-backed loans because they are backed by the col
