USDA Vs. FHA Pro and Con comparison in Mattapoisett, Plymouth County, MA

In 2026, the limit for USDA loans in Mattapoisett, within Plymouth county of MA, is $675,000, while the FHA limit for a single-family home is $828,000.

The Lendersa® USDA loan calculator enables you to compare today's best USDA and FHA rates. This tool helps you determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding you to choose the right program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Mattapoisett, Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Options for USDA and FHA Loans in Mattapoisett, MA

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. You can select from three different starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is exclusively available in rural locations. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mattapoisett Lenders

  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,

  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Lends in Massachusetts
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.

  • St. Anthony of New Bedford Federal Credit Union
  • 1743 Acushnet Avenue, New Bedford, MA, 02746
  • Lends in Massachusetts
  • St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety

  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Lends in Massachusetts
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.

  • Coastal M & A
  • 700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
  • Lends in Massachusetts
  • Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • My City Personal Loan's
  • 53 Belleville Rd, New Bedford, MA, 02745
  • Lends in Massachusetts
  • We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.

  • MortgageSafe
  • 17R Academy Lane, Falmouth, MA, 02540
  • Lends in Massachusetts
  • We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.