USDA and FHA Pro and Con in Winchester, Middlesex County, MA
In the year 2025, the USDA loan limit for Winchester, situated in the county of Middlesex, MA, stands at $675,000. In contrast, the FHA loan limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA optimal rates, as well as identify the requirements for income, credit, reserves, and documentation for qualification. Our superior mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the best program for your financial circumstances in .
Loan Limits and Downpayment Details for 2025 in Winchester, County of Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Winchester, MA
The mission of Lendersa® is to efficiently provide you with the ideal USDA or FHA loan without any hassle. Choose from three initial approaches that lead to lender matches and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as USDA rural development loans or USDA mortgages, is applicable only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans require none.
First Federal Bank loan originators are eager to help you with your home loan needs.
We listen carefully to each borrower & use our diverse mix of lending products to fit your situation.
Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
Farmers Savings Bank & Trust , we are only as strong as our communities. Part of Farmers Savings Bank & Trust ’s role as a community bank is help worthwhile community organizations improve our communities. Through hosting, sponsoring and supporting community events, Farmers Savings Bank & Trust strives to create towns that can thrive now and into t
Lafayette State Bank offers a variety of loans designed for personal and business purposes.
As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.
At MCCU, we strive to be the primary, positive financial influence in the lives of our members/owners. That’s our mission. You’ll see it in everything we do for you. Imagine doing business with an organization that truly has your best financial future as its number-one goal. That’s our mission
Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919.
Founded by Thomas Henry Robertson, Sr, The Citizens Bank has been led by three generations
