In 2026, the USDA loan limit in Norfolk, county of Norfolk, MA is set at $616,400, while the FHA limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to compare today's premium USDA vs FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. With our advanced calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in for your particular financial needs.
2026 Loan Limits and Downpayment Requirements in Norfolk, Norfolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Norfolk, MA
The goal of Lendersa® is to provide you with the best USDA or FHA loan available quickly and without hassle. Select from one of three options to connect with lenders offering USDA loan programs:
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. Available only in rural neighborhoods, this differs from FHA loans requiring a minimum 3.5% down payment—USDA loans require none, easing homeownership access.
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