USDA Vs. FHA Pro and Con comparison in Millis, Norfolk County, MA
In 2026, the USDA loan cap for Millis, located in Norfolk, MA is $616,400. The FHA limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to evaluate the current best rates for USDA vs FHA and identify the required income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows you to easily compare USDA, FHA, Conforming, and VA options side by side, making it easier to choose the right program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Millis, Norfolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Millis, MA
The mission of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose from three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, the USDA mortgage requires none.
Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.
New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.
A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia. As one of the oldest and largest private, hard money lenders
Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
