In 2026, the USDA loan cap for Millis, located in Norfolk, MA is $616,400. The FHA limit for a single-family home is $828,000.
Use the Lendersa® USDA loan calculator to evaluate the current best rates for USDA vs FHA and identify the required income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows you to easily compare USDA, FHA, Conforming, and VA options side by side, making it easier to choose the right program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to quickly provide you with the best USDA or FHA loan without hassle. Choose from three starting options that connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is available only in rural areas. Unlike FHA loans that need a minimum of 3.5% down payment, the USDA mortgage requires none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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