USDA Vs. FHA Pro and Con comparison in Franklin, Norfolk County, MA

For 2025, the USDA loan limit in Franklin, located in the county of Norfolk, MA, is set at $616,400, while the FHA limit is $828,000 for single-family properties.

Take advantage of the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and identify the income, credit levels, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side-by-side, aiding in determining the best program for your financial scenario in .

Compare loan offers from a vast network of 100 lenders.

2025 Loan Limits and Down Payment Requirements in Franklin, Norfolk, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Options for USDA and FHA Loans in Franklin, MA

The aim of Lendersa® is to secure for you the best USDA or FHA loan quickly and effortlessly. Choose from three initial routes that connect you with compatible lenders and tailored USDA loan programs.

Overview of Lendersa USDA loan inquiry and matching results

Defining the USDA Loan in MA

The USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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