USDA Vs. FHA Pro and Con comparison in Franklin, Norfolk County, MA
For 2026, the USDA loan limit in Franklin, located in the county of Norfolk, MA, is set at $616,400, while the FHA limit is $828,000 for single-family properties.
Take advantage of the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and identify the income, credit levels, reserves, and documentation needed to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side-by-side, aiding in determining the best program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Franklin, Norfolk, MA
Loan Type
Loan Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Franklin, MA
The aim of Lendersa® is to secure for you the best USDA or FHA loan quickly and effortlessly. Choose from three initial routes that connect you with compatible lenders and tailored USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires zero down payment.
Southern California Mortgage, where we specialize in residential mortgages. At Southern California Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
625 Kings Road, Suite 850, Newport Beach, CA, 92663
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
414 31st Street, Suite B, Newport Beach, CA, 92663
NAL Financial Team is located in Newport Beach, California, and proudly serves homeowners and homebuyers throughout California and Colorado. We believe the key to our success has always rested on three main principles: honesty, timeliness, and competitive pricing. As mortgage brokers, we are able to offer our clients a variety of products.
Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.
12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
Quick Loans America We Welcome Good Credit, Bad Credit And Poor Credit For All Of Our Loans. With A Simple Form You Can Start Your Loan Process Today. Quick Loans America Now Has Lenders That Can Go Up To $50, 000. Our mission at Quick Loans America is to make your lending process as quick and easy as possible.
Los Angeles Federal Credit Union (LAFCU), was founded in 1936 by Los Angeles City employees to provide a source for affordable financial services to their fellow workers. Today our 49, 000 members include Los Angeles City employees, retirees and volunteers, "Select Employee Group" employees,
Jacob and Jacob Realty & Finance launched in July 2015 in Glendale, California providing mortgage and real estate services with excellent customer service. We are a committed team of both real estate agents and loan officers with a combined experience of 30 years in our industry.
