USDA VS FHA in Wrentham, Norfolk County, MA

For the current year, 2026, the USDA loan limit for Wrentham in the county of Norfolk, located in MA, is set at $616,400. In contrast, the FHA limit for a single-family home stands at $828,000.

Utilize the Lendersa® USDA loan calculator to conduct a thorough comparison of the leading USDA versus FHA rates available today. This calculator helps you determine the required income, credit scores, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that best suits your specific financial scenario.

Compare loan offers from a network of 100 lenders to find the ideal match for your financial needs.

Understanding 2026 Loan Limits and Downpayment Requirements in Wrentham, County of Norfolk, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Wrentham, MA

The primary goal of Lendersa® is to provide you with the most advantageous USDA or FHA loan options quickly and without unnecessary hassle. You can start with one of three pathways that help connect you to matching lenders and USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. This loan option is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment, simplifying the pathway to homeownership in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Wrentham Lenders

  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Lends in Massachusetts
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services

  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • Lends in Massachusetts
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Lends in Massachusetts
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

  • Charles River Bank
  • 70 Main Street, Medway, MA, 02053
  • Lends in Massachusetts
  • Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • Lends in Massachusetts
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Lends in Massachusetts
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.

  • Goldmark Federal Credit Union
  • 155 Pleasant Street, Attleboro, MA, 02703
  • Lends in Massachusetts
  • Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members

  • Attleboro Municipal Employees Federal Credit Union
  • 138 South Main Street, Attleboro, MA, 02703
  • Lends in Massachusetts
  • In June 1963, a small group of city employees met in an upstairs room of the South Main Street Fire Station (now the Attleboro Council on aging) to discuss forming a municipal credit union. This credit union would provide a convenient means of saving, and also provide members with low interest loans.