USDA VS FHA in Wrentham, Norfolk County, MA

For the current year, 2025, the USDA loan limit for Wrentham in the county of Norfolk, located in MA, is set at $616,400. In contrast, the FHA limit for a single-family home stands at $828,000.

Utilize the Lendersa® USDA loan calculator to conduct a thorough comparison of the leading USDA versus FHA rates available today. This calculator helps you determine the required income, credit scores, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that best suits your specific financial scenario.

Compare loan offers from a network of 100 lenders to find the ideal match for your financial needs.

Understanding 2025 Loan Limits and Downpayment Requirements in Wrentham, County of Norfolk, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Wrentham, MA

The primary goal of Lendersa® is to provide you with the most advantageous USDA or FHA loan options quickly and without unnecessary hassle. You can start with one of three pathways that help connect you to matching lenders and USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. This loan option is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment, simplifying the pathway to homeownership in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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