USDA Vs. FHA your options comparison in Whitman, Plymouth County, MA
In the year 2025, the USDA loan cap in Whitman, located in the county of Plymouth, MA is set at $675,000. Meanwhile, the FHA limit for a single-family dwelling stands at $828,000.
Utilize the Lendersa® USDA loan tool to evaluate the competitive rates of USDA and FHA loans today. It helps you ascertain the necessary income, credit score, reserves, and paperwork required for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program for your financial needs in Alabama.
Loan caps and down payment requirements for 2025 in Whitman, county of Plymouth, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA loan alternatives in Whitman, MA
Lendersa® aims to secure the optimal USDA or FHA loan rapidly and conveniently for you. Choose from three approaches that align lenders with USDA loan plans.
A USDA home loan is secured by the United States Department of Agriculture, often referred to as a USDA Rural Development loan or mortgage, and is intended for rural areas only. In contrast to FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment.
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