USDA Vs. FHA your options comparison in South-Hadley, Hampshire County, MA
For 2025, the limit on USDA loans in South-Hadley, situated within Hampshire County, MA, stands at $285,000, whereas the FHA limit for a single-family house is $356,362.
With the Lendersa® USDA loan calculator, you can compare the best current rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your situation.
2025 Loan Limits and Down Payment Requirements in South-Hadley, Hampshire County, MA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in South-Hadley, MA
Lendersa® aims to provide the most suitable USDA or FHA loans quickly and efficiently. Choose from three starting paths that connect you with relevant lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly referred to as a USDA rural development loan. This type of mortgage is exclusively for rural areas. In contrast with FHA loans that require a minimum of 3.5% down, USDA loans need no down payment, offering broader access.
1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
18770 Highway 65 Northeast, East Bethel, MN, 55011
Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers
Triangle Federal Credit Union was chartered in 1959 under the name of Columbus Air Force Base Federal Credit Union to serve the active and retired military personnel of CAFB. More than 60 years later, our home office remains on CAFB where we proudly continue serving those who serve.
Lakeview Bank In a marketplace that is overcrowded with banks, our objective is simple and straightforward: offer high quality banking products and services to meet your needs, utilize state-of-the-art technology to improve your efficiency, and employ professional people in a cordial environment to make working with us easy. So whether you are look
The mission of Solutions First Credit Union is to always provide value to all members. That value will include financial solutions for members needs and providing a level of service that is unmatched within our geographical footprint. We pledge to always look for alternative solutions that best meet the needs of each credit union member.
16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.
AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
