USDA Vs. FHA your options comparison in Northampton, Hampshire County, MA
For 2026, the USDA loan limit in Northampton, Hampshire county, MA is set at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the leading USDA vs FHA rates today, and discover the income, credit, reserves, and documents needed to qualify. Our advanced calculator shows USDA, FHA, Conforming, and VA offers side by side, guiding you to pick the best option for your unique financial needs in .
2026 Loan Limits and Down Payment Requirements in Northampton, Hampshire, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Northampton, MA
Lendersa® aims to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from one of three starting paths to find matching lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan, is backed by the U.S. Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
1430 Truxtun Ave, 5th Floor, Bakersfield, CA, 93301
"Ampak has been serving clients in the San Francisco Bay Area, Central Valley and Southern California. Our mortgage, refinance, conventional, FHA, VA, Jumbo loan services cover all of Californa.
Our special loan programs are tailored to fit various kinds of borrowers including the ones with low FICO, low DTI and unfavorable credit reports"
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists.
From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
Count on Mille Mortgage Inc. to help you choose from the home loans available to you. Since 2001, we have served the people of Los Angeles County as a licensed mortgage company. We provide fantastic customer service backed by more than 20 years of knowledge and experience. Owner and founder Russell Gomez was licensed in 1996
Global Interest Funding is an independent mortgage firm, our principal has over 22 years of experience in the mortgage industry. Helping our clients with variety of loan programs that best for their needs. We work with the leading lenders in the industry to provide FHA Home Loan, VA Home Loan, Conventional Home Loan.
