USDA Loan Vs. FHA loan for Northampton, MA 2025

For 2025, the USDA loan limit in Northampton, Hampshire county, MA is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate the leading USDA vs FHA rates today, and discover the income, credit, reserves, and documents needed to qualify. Our advanced calculator shows USDA, FHA, Conforming, and VA offers side by side, guiding you to pick the best option for your unique financial needs in .

USDA and FHA Loan Choices in Northampton, MA

Lendersa® aims to connect you with the best USDA or FHA loan swiftly and without hassle. Choose from one of three starting paths to find matching lenders and USDA programs.

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Understanding USDA Loans in MA

A USDA home loan, also known as a USDA rural development loan, is backed by the U.S. Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

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(941) 256-0400 Lender's profile and map Reviews Mortgage 1st Lending LLC 2009 Pickard Lane, North Port, FL, 34286 At Mortgage 1st Lending LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
9413506880 Lender's profile and map Reviews www.Propertysource.app 7374 south Tamaimi Trail, Sarasota, FL, 34231 Out PropTech Company is revolutionizing real estate with a white-label off-market platform. We've partnered with 300+ executives to offer exclusive inventory to top lenders, and pre-approved Loan referrals giving them a competitive advantage in the industry. Our team delivers seamless and efficient experiences, utilizing technology and industry exp
(601) 987-1290 Lender's profile and map Reviews Mississippi Highway Safety Patrol Federal Credit Union 1900 East Woodrow Wilson Avenue, Jackson, MS, 39216 We exist solely to serve our members by offering products designed to meet their financial needs, enhance their financial well-being and improve their lives in general. In other words, we exist for you. You are the credit union. You are our purpose and we are here to make your money work for you.
(601) 351-9200 Lender's profile and map Reviews Mississippi Federal Credit Union 2500 North State Street, Jackson, MS, 39216 Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
(601) 354-6633 Lender's profile and map Reviews HealthPlus Federal Credit Union 500 East Woodrow Wilson, Suite H, Jackson, MS, 39216 Healthplus Federal Credit Union has been serving the Mississippi Health Department and their families since 1948. We are located at 500 E Woodrow Wilson Ave, Jackson, Mississippi, United States. We encourage our members to enroll in online banking to manage your accounts, make loan payments, pay bills, and more at your own convenience.
(251) 316-3240 Lender's profile and map Reviews New Horizons Credit Union 6320 Airport Boulevard, Mobile, AL, 36608 New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
(334) 598-4411 Lender's profile and map Reviews All In Credit Union 6631 Airport Blvd, Mobile, AL, 36608 At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
5612210900 Lender's profile and map Reviews Gelt Financial LLC 6401 Congress Ave Suite 215, Boca Raton, FL, 33499 Gelt Financial, LLC ("Gelt") is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
(813) 303-0808 Lender's profile and map Reviews Capital Ton LLC 6021 Midnight Pass Rd Unit #1, Siesta Key, FL, 34242 Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
(913) 380-8013 Lender's profile and map Reviews Investment Capital Partners LLC 15621 W 87th St, Suite 211, Lenexa, KS, 66219 Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.