USDA VS FHA in Granby, Hampshire County, MA

In the year 2025, within Granby of Hampshire, MA, the USDA loan boundary is $336,500, while the FHA limit for a single-family residence is $472,030.

By utilizing the Lendersa® USDA loan calculator, you can contrast the current USDA rates with those of FHA, evaluating the best options. Discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial needs in Alabama.

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Loan limits and downpayment criteria for 2025 in Granby, Hampshire, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan selections in Granby, MA

The aim of Lendersa® is to facilitate you in acquiring the finest USDA or FHA loan swiftly and seamlessly. Choose from three starting points that connect you to matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is a unique mortgage option for rural areas. Known as the USDA rural development loan or USDA mortgage, it stands out from FHA loans because it requires no down payment, unlike the FHA's minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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