USDA VS FHA in Granby, Hampshire County, MA

In the year 2025, within Granby of Hampshire, MA, the USDA loan boundary is $336,500, while the FHA limit for a single-family residence is $472,030.

By utilizing the Lendersa® USDA loan calculator, you can contrast the current USDA rates with those of FHA, evaluating the best options. Discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program for your financial needs in Alabama.

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Loan limits and downpayment criteria for 2025 in Granby, Hampshire, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan selections in Granby, MA

The aim of Lendersa® is to facilitate you in acquiring the finest USDA or FHA loan swiftly and seamlessly. Choose from three starting points that connect you to matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is a unique mortgage option for rural areas. Known as the USDA rural development loan or USDA mortgage, it stands out from FHA loans because it requires no down payment, unlike the FHA's minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Green Country FCU
  • 202 East Morrow Road, Sand Springs, OK, 74063
  • Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
  • Rapides Federal Credit Union
  • 612 Broadway Avenue, Alexandria, LA, 71302
  • Rapides Federal Credit Union, a financial institution that offers a variety of products and services to meet your financial needs. We are dedicated to providing local service with local decision-making in the communities that we serve. The Rapides Federal Credit Union was chartered in 1958.
  • Plaquemine Bank & Trust Company
  • 24025 Eden Street, Plaquemine, LA, 70764
  • Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
  • Iberville Federal Credit Union
  • 57920 Fort Street, Plaquemine, LA, 70764
  • Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.
  • Anthem Bank & Trust
  • 23910 Railroad Avenue, Plaquemine, LA, 70764
  • While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
  • Equitable Bank
  • 113 North Locust Street, Grand Island, NE, 68802
  • Equitable Bank was established in 1882 shortly after the community of Grand Island was incorporated. It was organized by a small group of pioneers and was called, at that time, Grand Island Building & Loan Association. For nearly 140 years Equitable Bank has served the community of Grand Island & the surrounding area providing financial services.
  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Citizens Bank & Trust Company
  • 721 7th Street, Saint Paul, NE, 68873
  • The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
  • First National Bank in Hominy
  • 117 North Price, Hominy, OK, 74035
  • 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
  • The State Bank of Canton, Canton, Kansas
  • 103 South Main Street, Canton, KS, 67428
  • The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895. The State Bank of Canton served the Canton community at 112 N Main for 79 years.
  • Butte State Bank
  • 510 Thayer St., Butte, NE, 68722
  • The First National Bank was chartered in 1904. Officers of the bank were H.A. Olerich, M.L. Honke, E.R. Johnson, Emil Statsman, and J.A. McLaughlin. In 1944 the bank was changed from a National Bank to a state chartered bank and the name changed to Butte State Bank. We pride our Bank in being "Small enough to know you and large enough to serve you"