USDA Vs. FHA your options comparison in West-Springfield, Hampden County, MA
As of 2025, the USDA loan limit in West-Springfield, part of Hampden county, MA, is specified as $285,000. Meanwhile, the FHA limit for a single-family home is defined as $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and find out the income, credit, reserves, and documents necessary to qualify. With this advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help identify which program is ideal for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in West-Springfield, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in West-Springfield, MA
Lendersa® strives to provide you the best possible USDA or FHA loan swiftly and without complications. Choose one of three starting paths tailored to connect you with lenders and USDA loan offerings.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan, designed for rural areas exclusively. In contrast with FHA loans that require at least a 3.5% down payment, a USDA loan does not require any down payment.
5145 South Airport Road, Suite 300, Roy, UT, 84067
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
1009 North Allington Drive North, North Salt Lake, UT, 84054
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Secure Private Funding will help you receive cash back on your free and clear rental properties and assist you with your investment real estate purchases. We will not check your credit score or look at your monthly income for you to qualify for our loans. You will increase your working capital to better take advantage.
Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding.
Benefits of using Alpine Credit Union’s Mortgage Department.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
