USDA Vs. FHA your options comparison in Agawam, Hampden County, MA
For 2025, the USDA loan limit in Agawam, located in Hampden, MA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. See what income, credit, reserves, and documentation are needed to qualify. This advanced calculator also lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Agawam, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Agawam, MA
Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is designated for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
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