USDA Vs. FHA your options comparison in Agawam, Hampden County, MA
For 2025, the USDA loan limit in Agawam, located in Hampden, MA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. See what income, credit, reserves, and documentation are needed to qualify. This advanced calculator also lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Agawam, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Agawam, MA
Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is designated for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.
Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.
16647 Chesterfield Grove Rd, Suite 100, Chesterfield, MO, 63005
Frontier Mortgage proudly serves Missouri and Illinois with full service Mortgage Loan expertise. "It's not a great rate without great service. We are a full service mortgage banker who underwrites and funds nearly all of the mortgages we originate. Our friendly loan officers are here to assist you with your mortgage needs.
100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
New Pilgrim Federal Credit Union was established in 1965 as an outreach ministry for members of New Pilgrim Baptist Church designed to meet the basic financial services needs of the congregation. The church is an established institution in Birmingham, Alabama organized in December 1900.
eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.