USDA Vs. FHA your options comparison in Agawam, Hampden County, MA
For 2026, the USDA loan limit in Agawam, located in Hampden, MA, is $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. See what income, credit, reserves, and documentation are needed to qualify. This advanced calculator also lets you evaluate USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Agawam, Hampden, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Agawam, MA
Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is designated for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
Lends in Massachusetts
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
We’re member-owned and operated so you’ll always feel at home here. Arrha Credit Union is regarded as the premier educational base credit union in the Western Massachusetts financial community. Our Mission is to assist our members in reaching their financial goals by providing superior products and services in a personalized manner.
Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.
Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
