USDA Vs. FHA your options comparison in Longmeadow, Hampden County, MA
As of 2026, the USDA loan cap for Longmeadow, situated in Hampden County, MA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
By using Lendersa® USDA loan calculator, you can compare today's optimal USDA vs. FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best solution for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Longmeadow, Hampden County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Longmeadow, MA
Lendersa® is committed to obtaining the best USDA or FHA loan options quickly and hassle-free. Choose one of three starting points that connect with compatible lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's available only in rural areas, unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, enhancing access to homeownership.
21031 Warner Center Ln, Suite B, Woodland Hills, CA, 91367
Pacific First Equity Services offers a line of Private Money Lending, Construction, Residential, Commercial and Equity Capital. In Residential Services, our company offers a full line of products including FHA, VA, Conventional, FNMA, FHLMC, USDA as well as Construction, and Private Money Loans.
"At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans.
If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"
5900 Canoga Avenue Suite 200, Woodland Hills, CA, 91367
At Peak Finance Company, Residential we serve realtors, CPAs, business and financial planners as well as homeowners and new home buyers with the goal of making the process of obtaining a mortgage as easy, convenient and affordable as possible. With expert staff, advanced capital market knowledge and highly-competitive mortgage loan programs etc..
2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity, and competence.
Getting approved for a loan when you have bad credit can be challenging. That's where Online Bad Credit Loans steps in. We have years of experience in helping you get the bad credit loan you need so you can get back on the right financial track fast and without all the hassles! We aim to provide excellent and personable customer service.
2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
