USDA Vs. FHA your options comparison in Longmeadow, Hampden County, MA
As of 2025, the USDA loan cap for Longmeadow, situated in Hampden County, MA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
By using Lendersa® USDA loan calculator, you can compare today's optimal USDA vs. FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best solution for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Longmeadow, Hampden County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Longmeadow, MA
Lendersa® is committed to obtaining the best USDA or FHA loan options quickly and hassle-free. Choose one of three starting points that connect with compatible lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's available only in rural areas, unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, enhancing access to homeownership.
Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
2434 Southport Way, Suite D, National City, CA, 91950
GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
1625 Sweetwater Road, Suite D, National City, CA, 91950
California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
2140 Hoover Avenue, Suite 115, National City, CA, 91950
Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
999 Corporate Drive, Suite 110, Ladera Ranch, CA, 92694
Money360 is a vertically-integrated, nationwide commercial real estate lender that sources, underwrites, closes, sells and services small- to mid-balance commercial real estate loans ranging in size from $5 million to $30+ million.
Through the seamless union of world-class technology
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
27762 Antonio Parkway, Suite L1-505, Ladera Ranch, CA, 92694
Arbonne Group, Ltd. has over three decades of experience sourcing debt for multifamily and commercial properties across the United States. Not only do we provide loans for investment purposes, but we explain in precise detail every aspect of the investment process advising the borrower / investor in every part of the commercial real estate.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
premier Real Estate Broker, I am here to provide you with all the resources, education and other helpful information to assist you in selling your existing home, buying or both. I work closely with seller and buyers in the Los Angeles, San Bernardino and Orange County areas. I have extensive training in the latest real estate marketing strategies.
