USDA Loan Vs. FHA loan for Cambridge, MA 2025

In 2025, the USDA loan limit in Cambridge, within Middlesex county, MA, is $675,000. For a single-family home, the FHA limit is $828,000.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help you choose the best program for your needs in .

USDA and FHA Loan Possibilities in Cambridge, MA

Lendersa® aims to quickly secure the best USDA or FHA loan for you. Choose one of three methods to connect with matching lenders and USDA programs.

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Understanding USDA Loans in MA

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.

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(251) 316-3240 Lender's profile and map Reviews New Horizons Credit Union 6320 Airport Boulevard, Mobile, AL, 36608 New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
(334) 598-4411 Lender's profile and map Reviews All In Credit Union 6631 Airport Blvd, Mobile, AL, 36608 At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
(816) 221-2734 Lender's profile and map Reviews Holy Rosary Credit Union 533 Campbell Street, Kansas City, MO, 64106 We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
(855) 659-1656 Lender's profile and map Reviews Commerce Bank 1000 Walnut Street, Kansas City, MO, 64106 At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
(800) 867-2265 Lender's profile and map Reviews Bank Midwest 1111 Main St, Kansas City, MO, 64106 Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.
(816) 936-5050 Lender's profile and map Reviews KC Area Credit Union 601 E. 12th St, Room G-61, Kansas City, MO, 64106 We pride ourselves on our motto, “Small enough to know you, large enough to serve you”. Formed in 1946, we now serve government (federal, state, county, or city) employees, current and retired working in Johnson and Wyandotte counties in Kansas and Jackson and Clay counties in Missouri.
(816) 232-8754 Lender's profile and map Reviews Goetz Credit Union 1905 Howard Street, Saint Joseph, MO, 64501 Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
(239) 320-3456 Lender's profile and map Reviews Genesis Mortgage Group LLC 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
800-530-2680 Lender's profile and map Reviews Epic Funding 2180 West First Street Ste 540, Fort Myers, FL, 33901 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(239) 267-2400 Lender's profile and map Reviews AMC Mortgage Corporation 20103 Cheetah Lane, Fort Myers, FL, 33913 Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
(855) 842-5626 Lender's profile and map Reviews Globelend Capital 1111 Park Center Blvd, Suite 425, Miami, FL, 33169 At Globelend we understand your need for money. More importantly, we understand the urgency that comes with the need, especially for small and medium sized businesses. Our goal is to make sure you can access the cash you need when you need it. We provide quick approvals and even same day funding in some cases.