In 2025, within Brewer, located in Penobscot county, ME, the USDA loan cap is $336,500, whereas for an FHA loan the limit reaches $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit status, reserves, and documents for qualifying. Our comprehensive mortgage calculator illustrates a side-by-side comparison of USDA, FHA, Conforming, and VA programs, supporting your decision-making for the best fit in given your financial needs.
2025 Loan Caps and Down Payment Requirements for Brewer, Penobscot County, ME
Type of Loan
Max Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Brewer, ME
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loans swiftly and effortlessly. Initiate one of the three pathways to connect with lending partners and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and specifically available in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.
We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.
The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
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New Castle County Delaware Employee Federal Credit Union
100 New Churchmans Rd, New Castle, DE, 19720
Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
