USDA and FHA Pro and Con in Brewer, Penobscot County, ME
In 2025, within Brewer, located in Penobscot county, ME, the USDA loan cap is $336,500, whereas for an FHA loan the limit reaches $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit status, reserves, and documents for qualifying. Our comprehensive mortgage calculator illustrates a side-by-side comparison of USDA, FHA, Conforming, and VA programs, supporting your decision-making for the best fit in given your financial needs.
2025 Loan Caps and Down Payment Requirements for Brewer, Penobscot County, ME
Type of Loan
Max Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Brewer, ME
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loans swiftly and effortlessly. Initiate one of the three pathways to connect with lending partners and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and specifically available in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202
At FNB Mortgage, we are not a faceless organization and you are not just a file on our desk. We're a close family who cares about every single person we help. You'll see that difference the minute you are working with our team. Making the mortgage process an enjoyable customer experience is our goal.
A Mortgage Boutique is a division of First Community
1111 N Maple St., Murfreesboro, TN, 37130
Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044
MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
As one of the oldest financial institutions in Christian County the First National Bank of Pana was chartered on June 26, 1930. Local businessmen built the Bank to fill a void in the local community created by the collapse of two prior financial institutions; Schuyler State Bank and National Bank of Pana during the great depression.
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
