USDA Loan Vs. FHA loan for Holden, ME [Penobscot County ]

As of 2025, the USDA loan limit in Holden, within Penobscot county, ME, is $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's optimal USDA vs. FHA rates. This tool assists in evaluating the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best option for your particular financial situation in .

Available USDA and FHA Loan Options in Holden, ME

Lendersa®'s aim is to quickly secure you the best possible USDA or FHA loan, hassle-free. Choose one of three starting points that lead you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan, a government-guaranteed loan by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment at all.

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(833) 302-1032 Lender's profile and map Reviews Central Mortgage Funding LLC 29777 Telegraph Road, Suite 3090, Southfield, MI, 48034 Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
(248) 304-2855 Lender's profile and map Reviews Hantz Financial Services Inc 26200 American Drive, Fifth Floor, Southfield, MI, 48034 Hantz Group is a Michigan-based financial services firm that serves both the individual household and the business marketplace. Hantz Group provides a comprehensive range of financial services from financial planning, to home & auto insurance, life and disability insurance, tax planning, debt strategies, estate planning, banking and investments.
(248) 417-4400 Lender's profile and map Reviews Stratford Funding 28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 864-8258 Lender's profile and map Reviews MORTGAGE RESOURCE PLUS 29201 Telegraph Rd, Suite 611, Southfield, MI, 48034 We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
(844) 700-7328 Lender's profile and map Reviews People Driven Credit Union 24333 Lahser Road, Southfield, MI, 48033 People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
(855) 348-2006 Lender's profile and map Reviews Credibly 25200 Telegraph Rd, Suite 350, Southfield, MI, 48033 We believe in small businesses and the people who grow them. In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
(248) 929-5764 Lender's profile and map Reviews Assur Loans 26711 Northwestern Highway, Suite 200, Southfield, MI, 48033 We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
(434) 660-2921 Lender's profile and map Reviews Diversified Mortgage Brokers 100 Copley Place, Suite D, Lynchburg, VA, 24502 We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
(434) 258-5626 Lender's profile and map Reviews Mortgage Equity Team LLC 4100 Fort Avenue, Lynchburg, VA, 24502 Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
(434) 237-1566 Lender's profile and map Reviews Beacon Credit Union PO Box 4319, Lynchburg, VA, 24502 Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
(252) 793-7000 Lender's profile and map Reviews Weyco Community Credit Union 316 NC Highway 149 N, Plymouth, NC, 27962 At Weyco Community Credit Union is to improve the standard of living and the financial well-being of our members. We have proudly been serving our members in Plymouth, North Carolina, and the surrounding communities since 1959. As a member of WCCU, you are part owner, and you have a say in how we operate.
(740) 374-4266 Lender's profile and map Reviews Riverview Credit Union Inc 39 Acme Street, Marietta, OH, 45750 RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.