In the year 2026, the USDA loan limit applicable in Bangor within the county of Penobscot, situated in ME, stands at $336,500. In comparison, the FHA limit for a single-family residence is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and assess the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator aligns USDA, FHA, Conforming, and VA loans side-by-side, facilitating your decision on which program in
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| Type of Loan | Limit on Loan | Downpayment Amount |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to swiftly secure the optimal USDA or FHA loan for you with minimal effort involved. Choose from three starting avenues that pair you with suitable lenders and USDA loan schemes.
The USDA home loan is a government-backed loan through the Department of Agriculture. It's often referred to as a USDA rural development loan or a USDA mortgage and is specifically intended for properties in rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, the USDA mortgage does not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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