USDA Vs. FHA your options comparison in Fryeburg, Oxford County, ME
In 2025, the USDA loan limit in Fryeburg, located within Oxford, ME is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's USDA vs. FHA best rates, and determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Fryeburg, Oxford, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Fryeburg, ME
The aim of Lendersa® is to effortlessly provide you with the best USDA or FHA loans in a timely manner. Choose one of three starting paths that result in matching you with lenders and suitable USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural areas only. Unlike FHA loans that demand a 3.5% down payment minimum, USDA loans require none.
White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security
AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.
Niagara’s Choice Credit Union We are a full-service, not-for-profit, financial organization serving over 24, 000 members. The majority of our member base is within Niagara County, we serve members who live across the United States.
The credit union was founded in 1953 by a small group of employees of the former Hooker Chemical Company.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
NFFMECU provide our members with best possible financial services, stressing personal attention and competitive rates and terms.The NFFMECU has a strong commitment to our members and encourages members to make the Credit Union their primary financial institution.
The Credit Union offers very competitive rates and terms and members are encouraged
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1st Preference Mortgage is 30 yrs old this April 2018. There is a reason for this longevity; 1st Preference is different from other Mortgage Companies and other Banks: • Our Loan Officers have a minimum 10 yrs experience • Our Loan Officers work 50-60 hrs a week • Mostly in the evenings and on the weekends •
