USDA Vs. FHA your options comparison in Bridgton, Cumberland County, ME

In 2025, the USDA loan limit in Bridgton, within Cumberland, ME is $370,700. Conversely, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to examine the best USDA versus FHA rates available today, and assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you to decide which program in best fits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Bridgton, Cumberland, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bridgton, ME

The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loans available, with no hassle. Choose one of three starting points that help match you with the right lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in ME?

A USDA home loan, supported by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural locales. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
  • Discovery Realty and Finance
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  • Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
  • Source One Finance, Inc.
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  • Members Tech Mortgage Inc
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  • Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
  • Par3 Lending Inc.
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  • Citadel Residential Corporation
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  • Keada Capital Investment Fund1 LLC
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