USDA and FHA Pro and Con in Oxford, Oxford County, ME
In 2025, the USDA loan limit in Oxford, Oxford county, ME is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in the decision of which program in fits best with your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Oxford, Oxford, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oxford, ME
The aim of Lendersa® is to quickly connect you with the most suitable USDA or FHA loans, without inconvenience. Choose one of three starting paths that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
Norwalk Loan Company was established in 2016 in order to bring a new face to the pawn brokerage industry. With over 10 years of experience, our knowledgeable and friendly staff will ensure to guarantee your satisfaction for your lending needs. Our specialties include precious metals, rare coins and other numismatics.
OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
"At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle.
We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."
8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8942 Garden Grove Boulevard, Suite 210, Garden Grove, CA, 92844
First Goldstars, Inc. We are a professional and responsible real estate and mortgage broker. We are here to assist you with all your real estate and mortgage needs. We have many years of experience in real estate and we take pride in excellent customer service. Our clients' needs are our priorities. Our goal.
