USDA and FHA Pro and Con in Oxford, Oxford County, ME
In 2025, the USDA loan limit in Oxford, Oxford county, ME is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in the decision of which program in fits best with your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Oxford, Oxford, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oxford, ME
The aim of Lendersa® is to quickly connect you with the most suitable USDA or FHA loans, without inconvenience. Choose one of three starting paths that lead to matching lenders and appropriate USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
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