USDA Vs. FHA your options comparison in Hampden, Penobscot County, ME
In the year 2025 in Hampden, located in Penobscot county, ME, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current USDA rates against FHA rates. Determine the necessary income, credit, reserves, and documentation needed for eligibility. With our cutting-edge mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, enabling you to select the most suitable loan program in tailored to your financial status.
Loan Limits and Down Payment Requirements for 2025 in Hampden, Penobscot, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Options in Hampden, ME
The aim of Lendersa® is to swiftly and efficiently connect you with the optimal USDA or FHA loan. Choose from three different starting points to find a lender that includes USDA loan programs matched to your needs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed loan available only in designated rural areas. Unlike FHA loans that require a minimum of 3.5% down, USDA loans do not require any down payment.
Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
100 South Broad Street, Suite 30, Philadelphia, PA, 19110
Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.
Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
Bluebird Lending creates opportunities for real estate investors to improve their communities by providing fast, flexible and fair lending solutions to grow their business. Bluebird understands the unique challenges real estate investors face and is equipped to work closely with our customers to produce successful results.
We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
Second Federal Savings & Loan Association of Philadelphia
1727 Chestnut Street, Philadelphia, PA, 19103
Second Federal Savings and Loan Association of Philadelphia has been offering superior service since 1924. When working with our clients, we listen to and understand their needs and goals. We know what’s important to them, and work together to provide the financial products they need
HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
1626 Locust Street, Suite 404, Philadelphia, PA, 19103
We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
