In 2025, the USDA loan limit in Old-Town within Penobscot, ME is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA against FHA rates. Identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, allowing you to choose the best option for your financial circumstance in .
2025 Loan Limits and Down Payment Specifications in Old-Town, Penobscot, ME
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Solutions in Old-Town, ME
Lendersa® aims to quickly connect you with the best USDA or FHA loan, minimizing hassle. Start with one of three approaches to match with lenders and find USDA loan opportunities.
The USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
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