USDA Loan Vs. FHA loan pro & con Old-Town, Penobscot County, ME

In 2026, the USDA loan limit in Old-Town within Penobscot, ME is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA against FHA rates. Identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans, allowing you to choose the best option for your financial circumstance in .

Available USDA and FHA Loan Solutions in Old-Town, ME

Lendersa® aims to quickly connect you with the best USDA or FHA loan, minimizing hassle. Start with one of three approaches to match with lenders and find USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

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Old-Town Lenders
(800) 696-8628 Lender's profile and map University Credit Union - Maine 15 Main Street, Orono, ME, 04473 Lends in Maine Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.
(207) 947-0374 Lender's profile and map Bangor Federal Credit Union 339 Hogan Road, Bangor, ME, 04401 Lends in Maine The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.
(207) 973-3500 Lender's profile and map Maine Stream Finance 262 Harlow St, Bangor, ME, 04401 Lends in Maine We are twenty-years old! As a wholly-owned subsidiary of Penquis, MaineStream Finance is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions. Since 1999,
(207) 848-7500 Lender's profile and map Mainely Mortgages 53 Croghan Rd, Bangor, ME, 04401 Lends in Maine Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one
(207) 712-0402 Lender's profile and map Maine Association of Mortgage Professionals PO Box 1571, Bangor, ME, 04402 Lends in Maine The Maine Association of Mortgage Professionals (MAMP), founded in 1958, is the state's oldest association representing the real estate finance industry. The Maine Association of Mortgage Professionals (MAMP) is an association of professionals from banks, credit unions, independent mortgage firms
(207) 570-5051 Lender's profile and map The Hive Mortgage Solutions 386 North Main Street, Brewer, ME, 04412 Lends in Maine The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.
(207) 945-6264 Lender's profile and map Changing Seasons FCU 115 Mecaw Road, Hampden, ME, 04444 Lends in Maine People often say the only constant in life is change. But as a member of Changing Seasons Federal Credit Union, you’ve got another constant: us. We’re here to help you embrace whatever life brings your way, with the financial products you need, the ease of access and mobile technology you want, and the personal service you deserve.
(207) 862-6500 Lender's profile and map Maine Savings Federal Credit Union 101 Western Ave, Hampden, ME, 04444 Lends in Maine Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services. Maine Savings is federally insured by NCUA. Maine Savings is an Equal Housing Lender. Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
(207) 862-2876 Lender's profile and map CUSO Home Lending 101 Western Ave, Hampden, ME, 04444 Lends in Maine CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.