As of 2026, the USDA loan limit for Orono, in the county of Penobscot, ME, stands at $336,500. In contrast, the limit for FHA loans on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA loans, and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you promptly choose the best one for your financial circumstances, particularly in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to securing the best USDA or FHA loan expediently and with ease. Select one of three entry points to connect with lenders and discover the optimal USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan. This USDA mortgage is available solely in rural areas, unlike FHA loans that necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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