USDA Vs. FHA Pro and Con comparison in Orono, Penobscot County, ME
As of 2025, the USDA loan limit for Orono, in the county of Penobscot, ME, stands at $336,500. In contrast, the limit for FHA loans on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA loans, and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you promptly choose the best one for your financial circumstances, particularly in Alabama.
2025 Loan Limits and Downpayment Requirements in Orono, County of Penobscot, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Orono, ME
Lendersa® is dedicated to securing the best USDA or FHA loan expediently and with ease. Select one of three entry points to connect with lenders and discover the optimal USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan. This USDA mortgage is available solely in rural areas, unlike FHA loans that necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
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