USDA Vs. FHA Pro and Con comparison in Orono, Penobscot County, ME
As of 2025, the USDA loan limit for Orono, in the county of Penobscot, ME, stands at $336,500. In contrast, the limit for FHA loans on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA loans, and assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you promptly choose the best one for your financial circumstances, particularly in Alabama.
2025 Loan Limits and Downpayment Requirements in Orono, County of Penobscot, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Orono, ME
Lendersa® is dedicated to securing the best USDA or FHA loan expediently and with ease. Select one of three entry points to connect with lenders and discover the optimal USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also called a USDA rural development loan. This USDA mortgage is available solely in rural areas, unlike FHA loans that necessitate a 3.5% minimum down payment, USDA loans do not require any down payment at all.
Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip
At Mortgage Network Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.
