FHA Vs. USDA loan program for Skowhegan, Somerset County, Maine

In the year 2026, the USDA loan limit in Skowhegan, which is located in the county of Somerset, ME, is set at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. This tool assists in evaluating income, credit scores, reserves, and the documentation required to qualify for a loan. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in for your unique financial situation.

USDA and FHA Loan Options in Skowhegan, ME

At Lendersa®, our objective is to connect you with the best possible USDA or FHA loan quickly and smoothly, with no hassle. Choose one of three starting points that will help you find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in ME

The USDA home loan, backed by the government through the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage— is only available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage loan does not require any down payment at all.

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(253) 284-1800 Lender's profile and map Reviews Commencement Bank 1102 Commerce Street, Tacoma, WA, 98402 Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
(877) 272-3678 Lender's profile and map Reviews The Columbia Bank 1301 A St, Tacoma, WA, 98402 Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals. Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
(253) 219-3005 Lender's profile and map Reviews Crux Commercial Partners 732 Broadway St, Suite 301, Tacoma, WA, 98402 Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
(253) 240-1982 Lender's profile and map Reviews Emerald Pacific Capital LLC 535 Dock Street, Suite 111, Tacoma, WA, 98402 Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
(253) 951-1225 Lender's profile and map Reviews Turn Two Mortgage 2219 179th St Ct E, Tacoma, WA, 98445 Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
(253) 327-1177 Lender's profile and map Reviews Penny Lane Financial 1804 W Union Ave, Suite 202, Tacoma, WA, 98405 Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
(253) 584-2260 Lender's profile and map Reviews Harborstone Credit Union 4720 Center St, Tacoma, WA, 98409 Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
(360) 662-2000 Lender's profile and map Reviews Kitsap Credit Union 155 Washington Avenue, Bremerton, WA, 98337 Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
(360) 307-6400 Lender's profile and map Reviews Connection Credit Union 10200 Silverdale Way NW, Silverdale, WA, 98383 Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
(253) 584-0079 Lender's profile and map Reviews American Lake Credit Union 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499 American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
2533366764 Lender's profile and map Reviews Pacific Equity & Loan 3620 100th St SW Ste. B, Lakewood, WA, 98499 Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
(253) 472-1500 Lender's profile and map Reviews All Tech Mortgage Inc. 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499 All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.