USDA Loan Vs. FHA loan for Fairfield, ME [Somerset County ]

In the year 2025, the USDA loan threshold within Fairfield, located in Somerset county, ME is set at $336,500. For a single-family home, the FHA limit is $472,030.

The Lendersa® USDA loan calculator is available to assist you in comparing the latest USDA against FHA rates and to check necessary requirements like income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side. This feature enables you to select which program in best aligns with your financial profile.

Exploring USDA and FHA Loan Options in Fairfield, ME

The objective of Lendersa® is to facilitate the acquisition of the most suitable USDA or FHA loan quickly and smoothly. You can begin with any of the three starting points provided to identify matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan is a government-backed loan via the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, restricted to rural areas only. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(301) 856-5000 Lender's profile and map Reviews U. S. Postal Service Federal Credit Union 7905 Malcolm Road, Suite 311, Clinton, MD, 20735 U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
(814) 797-5768 Lender's profile and map Reviews KGC Federal Credit Union 778 Beatty Avenue, Knox, PA, 16232 KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
(800) 336-0284 Lender's profile and map Reviews Signature Federal Credit Union 12 Herbert St, Alexandria, VA, 22305 Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
(703) 474-3738 Lender's profile and map Reviews Monument Home Loans 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203 Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
(703) 537-5101 Lender's profile and map Reviews Oakview Capital 9911 Mill Run Drive, Great Falls, VA, 22066 Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
(703) 237-2100 Lender's profile and map Reviews Capital Mortgage Corporation INC 3217 N Tacoma St, Arlington, VA, 22213 The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(814) 452-5743 Lender's profile and map Reviews Saint Vincent Federal Credit Union 2314 Sassafras Street, Suite 100, Erie, PA, 16502 Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
(814) 825-2436 Lender's profile and map Reviews Erie Federal Credit Union 3503 Peach Street, Erie, PA, 16508 Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
(703) 406-8200 Lender's profile and map Reviews Potomac Mortgage Advisors LLC 46169 Westlake Drive, Potomac Falls, VA, 20165 our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(410) 414-9446 Lender's profile and map Reviews Patriot NTNL Mortgage Corporation 260 Merrimac Court, Prince Frederick, MD, 20678 Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
(410) 535-3400 Lender's profile and map Reviews Intrepid Private Capital Group/John Callender 135 W Dares Beach Rd Prince, Frederick, MD, 20678 The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,
(703) 684-1655 Lender's profile and map Reviews Burke & Herbert Bank & Trust Company 100 South Fairfax Street, Alexandria, VA, 22314 Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.