FHA Vs. USDA loan program for Fairfield, Somerset County, Maine

In the year 2026, the USDA loan threshold within Fairfield, located in Somerset county, ME is set at $336,500. For a single-family home, the FHA limit is $472,030.

The Lendersa® USDA loan calculator is available to assist you in comparing the latest USDA against FHA rates and to check necessary requirements like income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side. This feature enables you to select which program in best aligns with your financial profile.

Exploring USDA and FHA Loan Options in Fairfield, ME

The objective of Lendersa® is to facilitate the acquisition of the most suitable USDA or FHA loan quickly and smoothly. You can begin with any of the three starting points provided to identify matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

The USDA home loan is a government-backed loan via the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, restricted to rural areas only. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(407) 855-5452 Lender's profile and map Reviews McCoy Federal Credit Union 1900 McCoy Rd, Orlando, FL, 32809 McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
(407) 401-8790 Lender's profile and map Reviews Countrywide Mortgage Lenders LLC 6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809 At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(321) 765-6106 Lender's profile and map Reviews Homevision Mortgage Lending Inc 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934 Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
(321) 426-7336 Lender's profile and map Reviews Absolute Mortgage Solutions LLC 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936 Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
(870) 994-2311 Lender's profile and map Reviews FNBC 636 Ash Flat Dr, PO Box 8, Ash Flat, AR, 72513 After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. Chartered in 1912, FNBC’s century-long legacy has been forged through diligence, passion and execution.
(334) 682-4155 Lender's profile and map Reviews Town-Country National Bank 118 Broad St, Camden, AL, 36726 Town-Country United Bank offers the highest quality of banking services on the market today. Since 1978, we have provided superior service to our customers and have assisted them in achieving their goals. Our years of experience and commitment to excellence have earned us the reputation as the one of the best in the area
(334) 682-4215 Lender's profile and map Reviews Community Neighbor Bank 3 Water St, Camden, AL, 36726 Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.
(660) 463-2194 Lender's profile and map Reviews State Bank of Missouri 101 NW 2nd St, Concordia, MO, 64020 State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
(407) 519-0079 Lender's profile and map Reviews Evolution Mortgage Loans LLC 6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827 At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(407) 440-0762 Lender's profile and map Reviews Northpoint Mortgage, Inc. 9161 Narcoossee Rd b200, Orlando, FL, 32827 Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
(417) 741-7777 Lender's profile and map Reviews Progressive Ozark Bank 368 S. Main Street, Hartville, MO, 65667 At Progressive Ozark Bank, we understand that how we do things has a tremendous impact, both in the workplace and in our communities. Since Progressive Ozark Bank opened its doors in 1965, our goal has been to offer a friendly, locally-owned banking experience to serve the personal and business banking needs of the people.
(850) 674-4527 Lender's profile and map Reviews Calhoun Liberty Employees Credit Union 17394 NW Charlie Johns Street, Blountstown, FL, 32424 Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.