FHA Vs. USDA loan program for Madison, Somerset County, Maine

In 2026, the USDA loan limit for Madison, Somerset county, ME is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, and to determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in for your financial situation.

USDA and FHA Loan Options in Madison, ME

Lendersa® strives to connect you with optimal USDA or FHA loans swiftly and effortlessly. Begin with one of three available paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is reserved for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

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(334) 290-1012 Lender's profile and map Reviews River Bank & Trust 2611 Legends Drive, Prattville, AL, 36066 Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
(573) 893-5665 Lender's profile and map Reviews Farmers Bank of Lohman, Missouri 103 Lomo Drive, Jefferson City, MO, 65109 Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
(573) 522-4000 Lender's profile and map Reviews Conservation Employees’ Credit Union 2915 W Truman Boulevard, Jefferson City, MO, 65109 Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
(573) 634-0888 Lender's profile and map Reviews Jefferson Bank 700 Southwest Blvd., Jefferson City, MO, 65109 At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
(573) 636-5017 Lender's profile and map Reviews Accord Mortgage 2810 S. Ten Mile Dr., Jefferson City, MO, 65109 Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
(515) 352-3333 Lender's profile and map Reviews Security Savings Bank 1015 Market Street, Gowrie, IA, 50543 The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934
(205) 698-8116 Lender's profile and map Reviews First State Bank of the South, Inc. 5856 Highway 278, Sulligent, AL, 35586 First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
(386) 362-2225 Lender's profile and map Reviews Suwannee River Federal Credit Union 203 Pinewood Way, Live Oak, FL, 32064 Suwannee River Federal Credit Union is a non-profit financial corporation owned and operated by the credit union members themselves. Suwannee River Federal Credit Union has been serving members since 1936. The Credit Union offers a means of saving money through payroll deduction.
(660) 248-2222 Lender's profile and map Reviews Commercial Trust Company of Fayette 119 North Main Street, Fayette, MO, 65248 Commercial Trust is mid-Missouri’s premier community bank. We invite you to experience the ease and convenience of online banking, where bankers’ hours are your hours. Check balances and make transfers any time, and make paying bills simple and quick. All these services are just an easy click away.
(660) 248-3388 Lender's profile and map Reviews Exchange Bank of Missouri 101 South Church, Fayette, MO, 65248 Our mission is to provide quality, value and service to the citizens of Audrain, Boone, Callaway, Chariton, Cole, Cooper, Howard, Lafayette, Montgomery, Monroe, Saline, Carroll, Osage, Pettis and Randolph Counties and the surrounding area. Exchange Bank of Missouri is home owned.
(573) 364-5202 Lender's profile and map Reviews Phelps County Bank 718 North Pine Street, Rolla, MO, 65401 Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.