USDA Vs. FHA Pro and Con comparison in West-Gardiner, Kennebec County, ME
In 2025, USDA loan limit in West-Gardiner, county of Kennebec, ME is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in West-Gardiner, county of Kennebec, ME
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in West-Gardiner, ME
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.
Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
At 3-D Mortgage we are committed to building long term relationships.
We are dedicated to providing individual attention and service.
We care not only about your current mortgage and financial needs,
We also care about you, your future and your long term goals.
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509 Scott Ave, Suite 154, Woodland Park, CO, 80863
Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
Hereford Texas Federal Credit Union has been open since 1936. The credit union has assets totaling $71.51 Million and provides banking services to more than 8, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a memb
At First National Bank of Hereford we strive to meet and exceed your banking needs! Our fundamental philosophy remains the same: Old Values and New Visions Our helpful, friendly and professional staff will provide excellent service and are always ready to address any questions or concerns you may have pertaining to your banking needs.
19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
"At Alamo Premier Mortgage We underwrite, process and close our own loans.
We do VA, FHA, conventional, jumbo and investment loans.
We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork
We can Pre Approve your Land, Construction and Final Loan in one stop."
18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
