USDA and FHA Pro and Con in Monmouth, Kennebec County, ME
In 2025, within Monmouth, county of Kennebec, ME, the USDA loan limit is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates and figure out the necessary income, credit, reserves, and documents. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in best suits your financial requirements.
2025 Loan Limits and Downpayment Requirements in Monmouth, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Monmouth, ME
The goal of Lendersa® is to quickly secure you the most advantageous USDA or FHA loans without hassle. Choose one of three starting paths to match with lenders and identify suitable USDA loan programs.
A USDA home loan, supported by the government via the Department of Agriculture, is also called a USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.
1240 West Chester Pike, Suite 212, West Chester, PA, 19382
The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
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Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
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