USDA Vs. FHA Pro and Con comparison in Litchfield, Kennebec County, ME
For 2025, the USDA loan cap in Litchfield, Kennebec, ME is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's USDA and FHA rates, determining the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Litchfield, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Litchfield, ME
Lendersa® aims to promptly connect you with the optimal USDA or FHA loans, hassle-free. Select from three starting points for matching lenders and selected USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans require none.
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