USDA Vs. FHA Pro and Con comparison in Litchfield, Kennebec County, ME
For 2025, the USDA loan cap in Litchfield, Kennebec, ME is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's USDA and FHA rates, determining the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Litchfield, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Litchfield, ME
Lendersa® aims to promptly connect you with the optimal USDA or FHA loans, hassle-free. Select from three starting points for matching lenders and selected USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans require none.
PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform
4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.
Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.
Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.
Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it