USDA Vs. FHA your options comparison in Windham, Cumberland County, ME
In 2025, the USDA loan limit in Windham, located in Cumberland County, ME, is $370,700. For a single-family home, the FHA limit here is $506,000.
Use the Lendersa® USDA loan calculator to gauge the best current rates for USDA versus FHA and determine the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Windham, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Paths in Windham, ME
At Lendersa®, the objective is to promptly secure the best USDA or FHA loan for you, minimizing hassle. Initiate with one of three beginnings that lead to matching lenders and USDA loan schemes.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not mandate any down payment.
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