USDA and FHA Pro and Con in Windham, Cumberland County, ME

In 2026, the USDA loan limit in Windham, located in Cumberland County, ME, is $370,700. For a single-family home, the FHA limit here is $506,000.

Use the Lendersa® USDA loan calculator to gauge the best current rates for USDA versus FHA and determine the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial situation in .

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Windham, Cumberland County, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Paths in Windham, ME

At Lendersa®, the objective is to promptly secure the best USDA or FHA loan for you, minimizing hassle. Initiate with one of three beginnings that lead to matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

What are USDA Loans in ME?

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not mandate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Jackson Area Federal Credit Union
  • 5675 Highway 18 West, Jackson, MS, 39209
  • Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.

  • Barr Group Mortgage
  • 1703 Gulf Shores Parkway, Gulf Shores, AL, 36542
  • The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • American Exchange Bank
  • 151 North 4th Street, Elmwood, NE, 68349
  • The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and

  • Connect Credit Union
  • 3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
  • For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.

  • Broward HealthCare Federal Credit Union
  • 2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
  • At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.

  • Universal Home Lending
  • 6499 Powerline Rd, Fort Lauderdale, FL, 33309
  • Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.

  • KBG Tax Service
  • 6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
  • KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible

  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors