USDA and FHA Pro and Con in Windham, Cumberland County, ME
In 2026, the USDA loan limit in Windham, located in Cumberland County, ME, is $370,700. For a single-family home, the FHA limit here is $506,000.
Use the Lendersa® USDA loan calculator to gauge the best current rates for USDA versus FHA and determine the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Windham, Cumberland County, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Paths in Windham, ME
At Lendersa®, the objective is to promptly secure the best USDA or FHA loan for you, minimizing hassle. Initiate with one of three beginnings that lead to matching lenders and USDA loan schemes.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not mandate any down payment.
"Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
We believe that together, we can make your dream Real. For 100 years, serving our communities, building relationships, & welcoming new members has been at the heart of what we do. We believe kind words and good works are currencies whose value never diminishes. We are passionate about learning your story and committed to doing what’s best for you.
"We are committed to providing the highest level of customer service to make your transaction as smooth as possible.
For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen
Cumberland County Federal Credit Union (CCFCU) is the 8th largest credit union in Maine, locally operated and member-owned, and offering a full range of financial services. Headquartered in Falmouth, ME, CCFCU currently has a Contact Center and five branch locations – Portland, Westbrook, Gray, Windham and Yarmouth.
Constant is transforming the business of getting America’s $14.6 trillion household debt repaid by automating manual loan management tasks and empowering borrowers to self-serve. We modernize loan servicing with interactive, digital solutions so borrowers can better understand, manage and pay back their debts.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
