USDA Vs. FHA your options comparison in Cumberland-Center, Cumberland County, ME
In the year 2025, the USDA loan limit in the area of Cumberland-Center, within the county of Cumberland, in ME is currently set at $322,900. On the other hand, the FHA loan limit for a single-family home is $403,650.
Leverage the Lendersa® USDA loan calculator to measure today's optimal USDA versus FHA rates. This tool evaluates the essential income, credit requirements, reserves, and necessary documentation for qualification. With our enhanced mortgage calculator, you can easily compare the USDA with FHA, Conforming, and VA options side by side. This will help you determine the best program in tailored to your unique financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Cumberland-Center, County of Cumberland, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Cumberland-Center, ME
The mission of Lendersa® is to provide you with the most favorable USDA or FHA loans quickly and without unnecessary obstacles. You have the option to select one of three starting points which lead to suitable lenders and appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is one that is guaranteed by the U.S. Department of Agriculture. These loans are exclusively available for rural communities. Notably, unlike FHA loans that require at least a 3.5% down payment, the USDA loan eliminates the need for a down payment entirely.
Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
Integrity mortgage has been in business since 1997. We are highly experienced, knowledgeable and approachable. We feel our name reflects who we are and how we serve each borrower we have the privilege to assist. We know there are many choices in mortgage services so we value clients who put their trust with us. business since 1997.
14670 Cantova Way, Suite 226, Rancho Murieta, CA, 95683
At Commerce Financing we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
We offer commercial hard money & bridge loan lending for multifamily, apartments and rental property.
• Private commercial real estate lending services available nationwide.
• We offer financing options for both residential and commercial properties.
• Specializing in rental property financing to help investors expand their portfolios.
• Our
1800 Vine Street, Suite 344, Los Angeles, CA, 90028
ePlanet Mortgage is a full-service mortgage company based in Hollywood, CA. We specialize in assisting First time home buyers and offering specialty relocation loans in Hollywood. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these we can help you realize your dream of home.
Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
12423 Kittridge Street, North Hollywood, CA, 91606
CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
