USDA VS FHA in Cumberland-Center, Cumberland County, ME
In the year 2025, the USDA loan limit in the area of Cumberland-Center, within the county of Cumberland, in ME is currently set at $322,900. On the other hand, the FHA loan limit for a single-family home is $403,650.
Leverage the Lendersa® USDA loan calculator to measure today's optimal USDA versus FHA rates. This tool evaluates the essential income, credit requirements, reserves, and necessary documentation for qualification. With our enhanced mortgage calculator, you can easily compare the USDA with FHA, Conforming, and VA options side by side. This will help you determine the best program in tailored to your unique financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Cumberland-Center, County of Cumberland, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Cumberland-Center, ME
The mission of Lendersa® is to provide you with the most favorable USDA or FHA loans quickly and without unnecessary obstacles. You have the option to select one of three starting points which lead to suitable lenders and appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is one that is guaranteed by the U.S. Department of Agriculture. These loans are exclusively available for rural communities. Notably, unlike FHA loans that require at least a 3.5% down payment, the USDA loan eliminates the need for a down payment entirely.
Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.
600 22nd Street, Suite 300, Virginia Beach, VA, 23451
TowneBank Mortgage is your hometown mortgage company and is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. TowneBank Mortgage is licensed to engage in business as a Maryland Mortgage Lender.
837 First Colonial Rd, Suite C, Virginia Beach, VA, 23451
We have built a strong reputation as an outstanding mortgage lender, the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.
600 22nd Street, Suite 302, Virginia Beach, VA, 23451
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
600 22nd Street, Suite 204, Virginia Beach, VA, 23451
Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
600 22nd Street, Suite 201, Virginia Beach, VA, 23451
NewTowne Mortgage is hometown mortgage company, we uphold the principles and philosophies that have been established by our hometown traditions. NewTowne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing.
The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.
