USDA Loan Vs. FHA loan for Cumberland, ME [Cumberland County ]

In 2026, the USDA loan limit for Cumberland in Cumberland, ME, is set at $370,700. For a single-family home, the FHA limit is $506,000.

Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced calculator also offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans to assist in selecting the best option for your financial needs in .

USDA and FHA Loan Options in Cumberland, ME

Lendersa® aims to quickly connect you with the optimal USDA or FHA loan hassle-free. Choose from one of three starting points to match with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in ME

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or mortgage. It's available solely in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(205) 879-7775 Lender's profile and map Reviews MCGOWIN-KING MORTGAGE 2 Office Park Cir, Suite 103, Birmingham, AL, 35223 Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
(205) 776-8400 Lender's profile and map Reviews ASSURANCE FINANCIAL, LLC 500 Office Park Dr, Suite 410, Birmingham, AL, 35223 Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
(205) 583-4632 Lender's profile and map Reviews Alabama Law Enforcement Credit Union 3712 4th Avenue South, Birmingham, AL, 35222 Alabama Law Enforcement Credit Union equips law enforcement officers and their families with low-cost services to meet financial needs and provides real solutions for financial planning. Our members are empowered to manage personal finances, using the self- service tools such as online banking with bill pay and mobile banking.
(205) 595-8078 Lender's profile and map Reviews Alabama Central Credit Union 3601 4th Ave S, Birmingham, AL, 35222 "Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money. Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."
(573) 431-3573 Lender's profile and map Reviews Southeast Missouri Community Credit Union 312 West Main Street, Park Hills, MO, 63601 Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first. Personalized member service Innovative products & services Knowledgeable, skilled & empowered employees Financial strength & stability
(573) 431-1882 Lender's profile and map Reviews Leadco Community Credit Union 820 E Main Street, Park Hills, MO, 63601 Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
(209) 658-2345 Lender's profile and map Reviews US BANK 800 Nicollet Mall, Minneapolis, MN, 55402 U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
(205) 648-5252 Lender's profile and map Reviews Hiott Financial Corporation 12 Rouse Road, Sumiton, AL, 35148 "Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
(205) 328-4371 Lender's profile and map Reviews ACIPCO Federal Credit Union 1501 31st Avenue North, Birmingham, AL, 35207 ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
(612) 422-0960 Lender's profile and map Reviews The WestLawn Mortgage Company LLC 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(801) 891-8591 Lender's profile and map Reviews Boom Mortgage LLC PO Box 2004, Saint Augustine, FL, 32085 Our mission at Boom Mortgage is to assist americans in achieving the dream of home ownership. We set out to make the loan process simple for all of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products investment tools, mortgages and best of all quality service.