USDA Loan Vs. FHA loan pro & con Cumberland, Cumberland County, ME

In 2025, the USDA loan limit for Cumberland in Cumberland, ME, is set at $370,700. For a single-family home, the FHA limit is $506,000.

Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced calculator also offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans to assist in selecting the best option for your financial needs in .

USDA and FHA Loan Options in Cumberland, ME

Lendersa® aims to quickly connect you with the optimal USDA or FHA loan hassle-free. Choose from one of three starting points to match with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in ME

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or mortgage. It's available solely in rural areas. Unlike FHA loans, requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(716) 284-2161 Lender's profile and map Reviews NFFMECU 615 Main Street, Niagara Falls, NY, 14302 NFFMECU provide our members with best possible financial services, stressing personal attention and competitive rates and terms.The NFFMECU has a strong commitment to our members and encourages members to make the Credit Union their primary financial institution. The Credit Union offers very competitive rates and terms and members are encouraged
(302) 236-4707 Lender's profile and map Reviews ALL AMERICAN MORTGAGE, LTD 30618 Dupont Blvd, Suite 2, Dagsboro, DE, 19939 All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
(716) 938-9128 Lender's profile and map Reviews Cattaraugus County Bank 120 Main Street, Little Valley, NY, 14755 We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
(410) 663-2500 Lender's profile and map Reviews Destinations Credit Union 8767 Satyr Hill Road, Parkville, MD, 21234 Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services
(410) 665-7600 Lender's profile and map Reviews Chesapeake Bank 2001 East Joppa Road, Baltimore, MD, 21234 Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland. The Bank operates from its main office in Parkville
(410) 584-7228 Lender's profile and map Reviews Point Breeze Credit Union 11104 McCormick Road, Hunt Valley, MD, 21031 Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
(410) 785-2200 Lender's profile and map Reviews Eastern Savings Bank 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
(410) 584-7474 Lender's profile and map Reviews Atlantic Financial 40 Schilling Road, Hunt Valley, MD, 21031 Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
(410) 771-3800 Lender's profile and map Reviews Concierge Mortgage, LLC. 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031 "Concierge Mortgage, LLC was founded by loan originators for loan originators. Our founders, David Rifkin and Brad Gibbons have, after decades in the mortgage business taken the methods that make sense tossed those that didn't & created something unique while putting together a team of talented and experienced people who will cater to your needs
(443) 798-4304 Lender's profile and map Reviews Old Forge Funding LLC 11350 McCormick Rd, Suite 101 Bldg 2, Hunt Valley, MD, 21031 Old Forge Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(410) 878-9730 Lender's profile and map Reviews Direct Mortgage Loans, LLC 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031 Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.