USDA Loan Vs. FHA loan for Cumberland, ME [Cumberland County Rates 2023]

In 2025, USDA loan limit in Cumberland, county of Cumberland, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cumberland, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(760) 943-7200 2611 miles Lender's profile and map Reviews Sanborn Financial 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024 Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home
(760) 479-6000 2611 miles Lender's profile and map Reviews Allstar Capital Group, Inc 573 2nd Street, Encinitas, CA, 92024 Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
(760) 388-5888 2611 miles Lender's profile and map Reviews FundLoans 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024 "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
(619) 209-3544 2611 miles Lender's profile and map Reviews Scottway Capital 1106 2nd Street, Suite 823, Encinitas, CA, 92024 ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
858-605-6705 2611 miles Lender's profile and map Reviews Charger Funding 1106 2nd St, Suite 411, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
858-699-2280 2611 miles Lender's profile and map Reviews Jim Lackey Associates 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024 Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
858 248 6598 2611 miles Lender's profile and map Reviews Charger Funding 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
(877) 347-5342 2612 miles Lender's profile and map Reviews American Mortgage and Loan 10461 Guincho Place, San Diego, CA, 92124 American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
(626) 330-0222 2612 miles Lender's profile and map Reviews Main Street Mortgage Services 15825 Main Street, 1st Floor, La Puente, CA, 91744 MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
(661) 615-1111 2612 miles Lender's profile and map Reviews Summit Financial Services 3977 Coffee Road, Suite A, Bakersfield, CA, 93308 The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
(619) 851-8493 2612 miles Lender's profile and map Reviews Zero Point Loans Inc. 4440 Twain Avenue, Suite 101, San Diego, CA, 92120 Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.