USDA Vs. FHA Pro and Con comparison in Winslow, Kennebec County, ME
During 2025, the USDA loan threshold in Winslow, located within Kennebec county, ME, is established at $336,500, whereas the FHA cap is $472,030 for single-family homes.
To explore and compare the best rates for USDA versus FHA loans available today, make use of the Lendersa® USDA loan calculator. This tool helps you ascertain the income, credit score, reserves, and documents essential for eligibility. With our advanced mortgage calculator, you'll be able to evaluate USDA, FHA, Conforming, and VA lending options side by side, making your decision-making process easier and more informed for .
Understanding 2025 Loan Limits and Down Payment Needs in Winslow, Kennebec County, ME
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Winslow, ME
The objective of Lendersa® is to secure for you the most optimal USDA or FHA loans quickly and effortlessly. You can initiate your loan journey through one of three pathways, pairing you with suitable lenders and USDA loan schemes.
The USDA home loan, sponsored by the federal Department of Agriculture, also known as a USDA rural development loan, is exclusively accessible in rural locales. In contrast to FHA loans, which necessitate a down payment of at least 3.5%, USDA mortgage loans permit no initial down payment.
Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.
1107 NE 9th Avenue, Suite 108, Portland, OR, 97232
Point West Credit Union is 100% not-for-profit, member-owned awesomeness headquartered in Portland, Oregon. With a bilingual staff ready to help its members achieve financial empowerment, Point West works with its community partners to bring inclusion and equity to the underserved, and needed capital to local small businesses.
Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.
Mortgage Monkey is a Portland based mortgage lender dedicated to putting people first. I specialize in helping clients in Oregon, Washington, California & Arizona get solid secure home financing. Services: - Mortgage loans - Real estate loans - Home refinance - Mortgage refinance Financing your home is a big deal and it is a complicated process.
650 Holladay Street, Suite 1600, Portland, OR, 97232
Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day.
We employ paperless document management, electronic signing.
2154 NE Broadway St, Suite 120, Portland, OR, 97232
NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business
515 NE Holladay St, Suite 215, Portland, OR, 97232
The Green Source Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4620 SE International Way, Suite 105, Milwaukie, OR, 97222
Cutting Edge Federal Credit Union was originally chartered in 1953 by ten volunteers who believed that a credit union would benefit the employees of Chipper Chain. After starting as Chipper Chain FCU, our name has changed, first to Omark FCU, then Blount FCU before becoming Cutting Edge FCU in 2002.
Reliable Credit Association, Inc. is an independently owned and operated consumer finance company. We were incorporated in 1958 under the laws of the state of Oregon when a retired U.S. Army Captain founded the company with the support of his father, mother, and wife. In 1994, the shareholders of Reliable Credit Association, Inc.
