USDA Vs. FHA Pro and Con comparison in Winslow, Kennebec County, ME
During 2025, the USDA loan threshold in Winslow, located within Kennebec county, ME, is established at $336,500, whereas the FHA cap is $472,030 for single-family homes.
To explore and compare the best rates for USDA versus FHA loans available today, make use of the Lendersa® USDA loan calculator. This tool helps you ascertain the income, credit score, reserves, and documents essential for eligibility. With our advanced mortgage calculator, you'll be able to evaluate USDA, FHA, Conforming, and VA lending options side by side, making your decision-making process easier and more informed for .
Understanding 2025 Loan Limits and Down Payment Needs in Winslow, Kennebec County, ME
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Winslow, ME
The objective of Lendersa® is to secure for you the most optimal USDA or FHA loans quickly and effortlessly. You can initiate your loan journey through one of three pathways, pairing you with suitable lenders and USDA loan schemes.
The USDA home loan, sponsored by the federal Department of Agriculture, also known as a USDA rural development loan, is exclusively accessible in rural locales. In contrast to FHA loans, which necessitate a down payment of at least 3.5%, USDA mortgage loans permit no initial down payment.
Westside Community Federal Credit Union is now serving the communities of Chili, Churchville, Ogden, Riga and Sweden. Also included are spouses of persons who died while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate family or household,
Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members.
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