USDA VS FHA in Vassalboro, Kennebec County, ME

In 2025, the USDA loan limit in Vassalboro, located in Kennebec, ME, is set at $336,500. In contrast, for a single-family home, the FHA limit amounts to $472,030.

Use Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates and to determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Vassalboro, Kennebec, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Vassalboro, ME

Lendersa® seeks to procure the best USDA or FHA loans for you swiftly and without hassle. Select one of three initial paths for matching with lenders and exploring USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, guaranteed by the government through the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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