In 2026, the loan limit for USDA in Wiscasset, Lincoln, ME is $336,500, while the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to evaluate today's USDA against FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in finding the best program in to fit your financial needs.
2026 Loan Limits and Down Payment Requirements in Wiscasset, Lincoln, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wiscasset, ME
The objective of Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Choose one of three starting paths to find the right lenders and USDA loan solutions.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none at all.
303 Red Boiling Springs Road, Lafayette, TN, 37083
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Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..
Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service, a wide variety of accounts, and competitive loan rates.
Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.
Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959.
The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1186 Old Lower River Road NW, Charleston, TN, 37310
O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.
