USDA VS FHA in Wiscasset, Lincoln County, ME

In 2025, USDA loan limit in Wiscasset, county of Lincoln, ME is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wiscasset, county of Lincoln, ME

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Wiscasset, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 10100 Richmond Avenue, Houston, TX, 77042
  • MemberSource Credit Union provides consumer financial services, including checking, savings, certificate of deposit, money market and individual retirement accounts. It also provides consumer auto and personal loans, in addition to Visa credit cards, mortgages, home improvement and home equity loans.
  • Chevron Texas Employees Credit Union
  • 3100 Wilcrest, Suite 141, Houston, TX, 77042
  • CTECU is a group of Chevron employees and annuitants who have combined their resources so that they can earn more from savings and pay less when borrowing. CTECU serves Chevron employees in Texas and Chevron annuitants. CTECU is an independent, nonprofit organization chartered and supervised by the Texas Credit Union Dept.
  • First Continental Mortgage, Ltd
  • 11011 Richmond Ave, Suite 800, Houston, TX, 77042
  • First Continental Mortgage, Ltd. is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers
  • Network Funding, LP
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  • We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
  • Capital Concepts, Inc.
  • 11200 Westheimer Rd, Suite 777, Houston, TX, 77042
  • At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Pinnacle Mortgage
  • 2825 Wilcrest Dr, Suite 570, Houston, TX, 77042
  • Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States.
  • Capital Concepts
  • 11200 Westheimer, Suite 150, Houston, TX, 77042
  • "Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
  • Nebraska Rural Community Fcu
  • 127 Center Avenue, Morrill, NE, 69358
  • The Nebraska Rural Community Federal Credit Union was established in 2003 to provide exceptional community development, financial and financial education services delivered by knowledgeable people with integrity, enthusiasm, and respect. Our services include: share accounts, share certificates, financial counseling, personal loans, etc