USDA Vs. FHA Pro and Con comparison in Wiscasset, Lincoln County, ME
In 2025, the loan limit for USDA in Wiscasset, Lincoln, ME is $336,500, while the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to evaluate today's USDA against FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in finding the best program in to fit your financial needs.
2025 Loan Limits and Down Payment Requirements in Wiscasset, Lincoln, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wiscasset, ME
The objective of Lendersa® is to efficiently connect you with the best USDA or FHA loans without hassle. Choose one of three starting paths to find the right lenders and USDA loan solutions.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none at all.
488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
Most anyone can close a deal; what sets The Loan Chef above the rest is how sweet the entire process is. With over a decade and a half of mortgage experience, an MBA from Westminster College, and numerous professional relationships throughout the real estate/construction industry
4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
"WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.
Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107
Commercial Mortgage Loan and Commercial Financing Receive up to your four best Commercial Mortgage Loan offers in 24 hours following your Commercial Loan Application submission direct from our Commercial Mortgage Lenders without pulling credit for Commercial Purchase or Commercial Refinance.
FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
684 East Vine Street, Suite 4B1, Murray, UT, 84107
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult & confusing process of choosing and getting the exact loan to meet your specific needs.
U.S. Capital Group is a residential and commercial wholesale mortgage lender, licensed in several states across our beautiful country. Our team has many years of experience with long runway before them. They firmly believe in building and leaving a legacy that will bless generations to come.
Trillion Mortgage, we are expert Utah brokers who like to educate our clients through the mortgage process so that they know ALL their options. By having all the correct information, our clients can make the most informed decision for what loans are best for them. Our lenders provide a variety of options, including traditional, FHA, and VA loans.
