USDA Vs. FHA your options comparison in Woolwich, Sagadahoc County, ME
For the year 2025, the USDA loan limit in Woolwich, situated in the county of Sagadahoc, ME, is $370,700. In contrast, the FHA limit for a single-family residence is $506,000.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps you determine the necessary income, credit rating, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows broad comparison among USDA, FHA, Conforming, and VA loans side by side, which assists in selecting the best program for your financial needs in .
2025 Loan Limits and Down Payment Needs in Woolwich, County of Sagadahoc, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs Available in Woolwich, ME
Lendersa® is committed to helping you secure the optimal USDA or FHA loan efficiently and without hassle. Begin with one of the three gateways to connect with compatible lenders and USDA loan offerings.
The USDA home loan, known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and only available in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.
1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
840 Hinckley Road, Suite 150, Burlingame, CA, 94010
Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.
Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
We value your time and understand your frustration with the banks process. Call us today for a free rate quote or click here for our proprietary Quick Quote system. We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.
2332 Taraval Street, Suite A, San Francisco, CA, 94116
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
830 Taraval Street, Suite 200, San Francisco, CA, 94116
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
