USDA Vs. FHA your options comparison in Woolwich, Sagadahoc County, ME

For the year 2025, the USDA loan limit in Woolwich, situated in the county of Sagadahoc, ME, is $370,700. In contrast, the FHA limit for a single-family residence is $506,000.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps you determine the necessary income, credit rating, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows broad comparison among USDA, FHA, Conforming, and VA loans side by side, which assists in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Needs in Woolwich, County of Sagadahoc, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs Available in Woolwich, ME

Lendersa® is committed to helping you secure the optimal USDA or FHA loan efficiently and without hassle. Begin with one of the three gateways to connect with compatible lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in ME

The USDA home loan, known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and only available in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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