USDA and FHA Pro and Con in Bowdoinham, Sagadahoc County, ME
For 2026, the USDA loan limit in Bowdoinham, found within Sagadahoc, ME, is $370,700. By contrast, the FHA limit for a single-family home stands at $506,000.
Leverage the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates. It also identifies the necessary income, credit rating, reserves, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in determining which program best suits your financial needs in .
2026 Loan Limits and Down Payment Needs in Bowdoinham, Sagadahoc, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bowdoinham, ME
At Lendersa®, our goal is to swiftly and seamlessly connect you with the most suitable USDA or FHA loans. Choose one of three initial paths that lead to matching lenders and USDA loan offerings.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. These are exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment.
We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
First Federal Savings and Loan Association of Bath
125 Front St, Bath, ME, 04530
Lends in Maine
Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.
Monmouth Federal Credit Union, a branch of Great Falls Regional Federal Credit Union is a member owned credit union. We service members throughout Androscoggin County Monmouth, and Litchfield. We are continually working to bring new products & services to you, our members! We invest in our communities with a variety of events and fundraisers.
Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.
Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.
