For 2025, the USDA loan limit in Bowdoinham, found within Sagadahoc, ME, is $370,700. By contrast, the FHA limit for a single-family home stands at $506,000.
Leverage the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates. It also identifies the necessary income, credit rating, reserves, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in determining which program best suits your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $370,700 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to swiftly and seamlessly connect you with the most suitable USDA or FHA loans. Choose one of three initial paths that lead to matching lenders and USDA loan offerings.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan. These are exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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