USDA Vs. FHA Pro and Con comparison in Marysville, St. Clair County, MI

In 2026, the USDA loan limit in Marysville, part of St. Clair county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and find out what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial scenario in .

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2026 Loan Limits and Downpayment Requirements in Marysville, St. Clair, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Marysville, MI

The goal of Lendersa® is to provide you the ideal USDA or FHA loan promptly and seamlessly. Begin with any of three paths to connect with suitable lenders and USDA programs effectively.

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Exploring USDA Loans in MI

A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and exclusively intended for rural areas. Contrary to FHA loans which require at least a 3.5% down payment, USDA loans require none, presenting a substantial advantage to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.
  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Capital Direct Funding
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  • Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.
  • ProTeam Home Loan
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  • Solidify Mortgage Advisors is a group of mortgage experts that has collectively originated over one billion dollars in home financing. Priding ourselves on our diverse clientele from veterans to retirees and salaried to the self-employed-Solidify serves clients needing initial purchase financing and refinancing for their home and residential.
  • Centerpointe Capital
  • 2522 West Ranch St, Suite 204, Carlsbad, CA, 92010
  • Centerpointe Capital was incorporated in 2004 by Scott Polimeni, President and Broker. Scott proudly served his country for 8 years in the US Army and also graduated Class President from the Riverside Co. Sheriff’s Academy and enjoyed working for 2 agencies and several different assignments during his law enforcement career.
  • Labrador Consulting Inc.
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  • Progressive Mortgage Solutions
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