In 2026, the USDA loan limit in Marysville, part of St. Clair county, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and find out what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you assess USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most suitable program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to provide you the ideal USDA or FHA loan promptly and seamlessly. Begin with any of three paths to connect with suitable lenders and USDA programs effectively.
A USDA home loan, or USDA rural development loan, is guaranteed by the Department of Agriculture and exclusively intended for rural areas. Contrary to FHA loans which require at least a 3.5% down payment, USDA loans require none, presenting a substantial advantage to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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