USDA Vs. FHA your options comparison in Port-Huron, St. Clair County, MI
For 2025, the USDA loan limit in Port-Huron, St. Clair county, MI, is $285,000. Comparatively, the cap for an FHA loan on a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast USDA and FHA rates, identifying the income, credit, and reserves required for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your decision-making for the best financial option in .
Loan Limits and Down Payment Requirements for 2025 in Port-Huron, St. Clair, MI
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in Port-Huron, MI
Lendersa® aims to help secure the most favorable USDA or FHA loan quickly and smoothly. Choose from three starting methods connecting you with lenders and USDA programs.
A USDA home loan, facilitated by the Department of Agriculture, also known as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement, presenting an affordable path to homeownership.
"Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida.
We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."
701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.
1931 NW 150 Ave, Suite 226, Pembroke Pines, FL, 33028
KMS Business Loans is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KMS Business Loans,
Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida
