USDA Vs. FHA Pro and Con comparison in Port-Huron, St. Clair County, MI
For 2025, the USDA loan limit in Port-Huron, St. Clair county, MI, is $285,000. Comparatively, the cap for an FHA loan on a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast USDA and FHA rates, identifying the income, credit, and reserves required for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating your decision-making for the best financial option in .
Loan Limits and Down Payment Requirements for 2025 in Port-Huron, St. Clair, MI
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in Port-Huron, MI
Lendersa® aims to help secure the most favorable USDA or FHA loan quickly and smoothly. Choose from three starting methods connecting you with lenders and USDA programs.
A USDA home loan, facilitated by the Department of Agriculture, also known as the USDA rural development loan, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages have no down payment requirement, presenting an affordable path to homeownership.
HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.
2450 Washington Avenue, Suite 180, San Leandro, CA, 94577
Moore West FCU was established in 1935 to benefit the employees of the Moore Corporation and their families. Moore West FCU has changed with the times over the last 85 years while keeping the same philosophy of "People Helping People", while at the same time providing a safe and sound financial institution.
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2450 Washington Avenue, Suite 100, San Leandro, CA, 94577
If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
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For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.
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3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
