In 2026, the USDA loan limit set for Marine-City in St. Clair County, MI is $285,000, whereas the FHA maximum for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Find out the income, credit, reserves, and documents needed for qualifiying. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options all at once, aiding in selecting the ideal program for your financial needs in
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide the most suitable USDA or FHA loan quickly and conveniently. Choose one of three initial paths that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is also known as a USDA rural development loan. It is available solely in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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