USDA Vs. FHA your options comparison in Midland, Midland County, MI
In 2026, the USDA loan limit for Midland, located in the county of Midland, MI, is set at $336,500. On the other hand, the FHA limit for a single-family home stands at $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and figure out the necessary income, credit reserves, and documents essential for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, guiding you to determine which program in best aligns with your specific financial requirements.
Analyzing 2026 Loan Limits and Downpayment Requirements in Midland, Midland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Midland, MI
The aim that Lendersa® pursues is to swiftly and seamlessly secure the optimum USDA or FHA loan for you. Begin by selecting one among three starting points, which will guide you to matching lenders offering the most compatible USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture. Known also as a USDA rural development loan or USDA mortgage, it is specifically available for rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans require no down payment, offering substantial financial benefits.
Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company
Maui Teachers FCU will serve its membership with integrity and efficiency and provide excellent financial services, creating financial growth for our members and for our credit union.
Maui Teachers Federal Credit Union will strive to exceed our members' expectations in our commitment to their financial well-being and growth
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Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
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At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.
67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743
eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,
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Whether you need help financing a new car, establishing credit, setting up an IRA, or just opening a new share draft account, your Credit Union can help you
