USDA VS FHA in Midland, Midland County, MI

In 2025, the USDA loan limit for Midland, located in the county of Midland, MI, is set at $336,500. On the other hand, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and figure out the necessary income, credit reserves, and documents essential for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, guiding you to determine which program in best aligns with your specific financial requirements.

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Analyzing 2025 Loan Limits and Downpayment Requirements in Midland, Midland, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Midland, MI

The aim that Lendersa® pursues is to swiftly and seamlessly secure the optimum USDA or FHA loan for you. Begin by selecting one among three starting points, which will guide you to matching lenders offering the most compatible USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MI

A USDA home loan is backed by the government through the Department of Agriculture. Known also as a USDA rural development loan or USDA mortgage, it is specifically available for rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans require no down payment, offering substantial financial benefits.

Enter your location to find out if it qualifies for USDA rural housing loan?



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