USDA Vs. FHA Pro and Con comparison in Shields, Saginaw County, MI
In 2025, the loan limit for a USDA loan in Shields, county of Saginaw, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side to decide which program in suits your particular financial situation best.
2025 Loan Limits and Downpayment Requirements in Shields, Saginaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Shields, MI
The goal of Lendersa® is to quickly and smoothly secure the best USDA or FHA loan for you, without hassle. Begin by selecting one of three starting points that connect you with matching lenders and appropriate USDA loan programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is limited to rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, presenting a significant advantage.
4800 North Federal Highway, Suite 104A, Boca Raton, FL, 33431
Heart Mortgage Corporation helps you find the best mortgage deal. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
301 Yamato Road, Suite 1240, Boca Raton, FL, 33431
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2101 Northwest Corporate Blvd, Suite 410, Boca Raton, FL, 33431
We are able to offer the best pricing available to Florida homeowners and homebuyers. Located in Broward County, Florida, Base Rate Mortgage is a Florida company that serves Florida homeowners only. With 30 years of residential lending experience, the team at Base Rate Mortgage will deliver an industry leading price quote.
2790 N Federal Hwy, Suite 201, Boca Raton, FL, 33431
Our business takes great pride in helping our clients make their dreams come true. We know that buying a home is one of the biggest financial decisions one can take, therefore we make sure we follow along and guide them in every step of the way.We've been helping customers afford the homes of their dreams for many years and we love what we do.
We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.
Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.
KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.
"City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds
4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.
CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE.
WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
