USDA Vs. FHA Pro and Con comparison in Essexville, Bay County, MI
For 2025, the USDA loan limit in Essexville, within the county of Bay, MI, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and compare today's best rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which loan program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Essexville, County of Bay, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Essexville, MI
Lendersa® is committed to helping you obtain the optimal USDA or FHA loan efficiently and with little hassle. Choose one of three pathways that direct you to matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA mortgages require none, making them highly accessible in these regions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
8300 College Pkwy, Suite 101, Fort Myers, FL, 33919
First Florida Financial Group LLC is a mortgage brokerage company that was founded in 2006 and has developed relationships with the best and largest wholesale lenders in the country. This gives us the ability to meet or beat most retail lending interest rates and to not just offer the normal loan programs like most banks do
8191 College Parkway Suite 203, Fort Myers, FL, 33919
As a Ft Myers native, I enjoy working closely with many of the Top Real Estate Agents in Southwest Florida helping their first time home buyers, vacation homebuyers, and property investors purchase their piece of paradise. In the ever changing finance industry, experience is critical to making your home buying experience as smooth as possible.
8280 College Pkwy Suite 101, Fort Myers, FL, 33919
VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
VIP Realty Group, Inc. is a large contingent of Realtors in the SW Florida area. We have offices in Fort Myers, Naples, Sanibel Island & Captiva Island, and Fort Myers Beach. We have many agents with certain specialties, so if you have a specific product that you would like to bring to the marketplace
The Bank of Belle Glade began its history in 1963 with a group of concerned citizens. This group raised its startup capital from local shareholders that recognized that the Belle Glade area needed a bank it could call it's own. A local bank with local management and decision making.
14421 Metropolis Ave, Suite 102, Fort Myers, FL, 33912
Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions.
We believe banking is personal
