USDA Loan Vs. FHA loan for Sault-Ste.-Marie, MI 2025

In 2025, USDA loan limit in Sault-Ste.-Marie, county of Chippewa, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sault-Ste.-Marie, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 258-5600 Lender's profile and map Reviews Banco Mortgage Centre 379 Hamilton Row, Birmingham, MI, 48009 Securing a home or business mortgage is a harrowing process. The search for a quality mortgage broker and lender is like going in circles through a revolving door, with no end in sight. Your search is over. Open your door of opportunity at BANCO Mortgage Centre. We're located in downtown Birmingham, MI, which is a part of the greater Detroit area.
(616) 293-2061 Lender's profile and map Reviews Launch Mortgage 1233 Maryland Blvd, Birmingham, MI, 48009 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 817-4815 Lender's profile and map Reviews Century Mortgage Lending 1945 Southfield Road, Birmingham, MI, 48009 Century Mortgage Lending was founded over 20 years ago in Birmingham, Michigan to assist people in building their wealth through mortgage management strategies. We have 50+ years of experience in business and banking and work with many lenders to find our clients the best deals. Our goal is to make sure our your best interest served.
(248) 703-0115 Lender's profile and map Reviews Rockwood Mortgage LLC 33834 Woodward Ave., Birmingham, MI, 48009 Rockwood Mortgage is proud to be serving the Great Lakes state of Michigan. As a mortgage broker we are able to give you the lowest rate & the attention that you deserve.We are always available for our clients and partners and is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
(248) 647-5958 Lender's profile and map Reviews Michigan United Credit Union 576 E. Lincoln, Birmingham, MI, 48009 Michigan United Credit Union is a state chartered credit union serving the greater Oakland county area. The credit union first opened 90 years ago in 1931 and is committed to serving its members Anyone who lives, works, worships or attends school in the State of Michigan can become a member.
(248) 755-0765 Lender's profile and map Reviews Berkshire Capital 33687 Woodward Ave, Birmingham, MI, 48009 As the President of Berkshire Capital, Griffen Hock is responsible for running all facets of the business. Griffen has a proven executive management track record and over 15 years of experience driving sales growth and integrating digital marketing and sales strategy systems in residential mortgage lending.
248 745 1700 Lender's profile and map Reviews Bloomfield Capital 280 N. Old Woodward Avenue, Suite 104, Birmingham, MI, 48009 Bloomfield Capital is a direct lender and equity investor in commercial real estate assets nationwide. With offices in Detroit, Denver, Chicago, New York, Los Angeles, and Portland, Bloomfield Capital's team draws from a broad base of commercial real estate and finance experience. The firm provides debt and equity solutions.
1 888-841-4238 Lender's profile and map Reviews Sistar Mortgage 35871 Mound Road, Ste. 201, Sterling Heights, MI, 48310 Discover Sistar Mortgage, a premier mortgage company in Michigan dedicated to securing your future. Our expert team provides a comprehensive range of mortgage products, ensuring personalized support from pre-qualification to loan verification. With Sistar Mortgage, experience a seamless and transparent journey to homeownership. Contact us at 1 888-
(586) 264-1212 Lender's profile and map Reviews THE LOCAL Credit Union 39139 Mound Road, Sterling Heights, MI, 48310 THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter. THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
(508) 834-8321 Lender's profile and map Reviews JBG Mortgage 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310 At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
(615) 622-4547 Lender's profile and map Reviews Xperience Mortgage 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310 At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.