USDA and FHA Pro and Con in Boyne-City, Charlevoix County, MI
In 2025, the USDA loan limit designated for Boyne-City, situated in the county of Charlevoix, MI, is $285,000, while the FHA limit for a single-family residence stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA versus FHA rates and to ascertain the necessary income, credit score, reserves, and paperwork to qualify. Our enhanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, guiding you to decide effectively which program in suits your financial planning best.
Down Payment and Loan Limits for 2025 in Boyne-City, County of Charlevoix, MI
Type of Loan
Loan Limit Value
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Diverse USDA and FHA Loan Options in Boyne-City, MI
Lendersa® aims to help you quickly secure the best USDA or FHA loans available with minimal inconvenience. Choose from three starting routes that connect you with matching lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also recognized as the USDA rural development loan or USDA mortgage, is exclusively available for rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications.
Throughout the process we will answers questions and keep you informed of the progress of your loan
30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.
26901 Agoura Road, Suite 180, Agoura Hills, CA, 91301
Partners Capital Solutions is operated by a team of highly experienced real estate professionals with long and successful track records in lending, development, and property management. We’re leveraging technology and building on our proven success to bring new and innovative products to our borrowers and investors.
Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.
26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc
Allied Commercial Funding is a full-service commercial direct lender for Stated Income Loans, Hard Money/Bridge Loans and a mortgage broker for aggressive Bank Loans, making your commercial real estate financing easy for any FICO since 1993. Allied Commercial Funding can provide you with a Real Estate Loan for Stated Income Loans
27001 Agoura Road Suite 200, Agoura Hills, CA, 91301
Athas Capital Group’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
3262 E. Thousand Oaks Blvd, STE 205 Thousand Oaks, CA 91362, Thousand Oaks, CA, 91362
Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
30699 Russell Ranch Rd, Suite 295, Westlake Village, CA, 91362
Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment & small commercial property loans. Our innovative mortgage programs, broker marketing resources, & talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs.
2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
