USDA Loan Vs. FHA loan pro & con Petoskey, Emmet County, MI

In 2025, USDA loan limit in Petoskey, county of Emmet, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Petoskey, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(847) 763-9500 Lender's profile and map Reviews Starlight Home Mortgage 4106 Oakton Street, Skokie, IL, 60076 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(419) 636-2123 Lender's profile and map Reviews Northwestern Federal Credit Union 234 North Main Street, Bryan, OH, 43506 Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(847) 323-3141 Lender's profile and map Reviews Educated Investors Finance Corporation 4251 Commercial Way, Glenview, IL, 60025 At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
(847) 892-7600 Lender's profile and map Reviews Prime Rate Mortgage, LLC 1247 Waukegan Rd, Suite 200, Glenview, IL, 60025 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
(608) 212-7335 Lender's profile and map Reviews Rasmussen Mortgage Inc. 113 South Main Street, Suite 201, Lodi, WI, 53555 Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
(773) 465-2500 Lender's profile and map Reviews Devon Bank 6445 North Western Ave, Chicago, IL, 60645 full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
(608) 241-2191 Lender's profile and map Reviews Heritage Credit Union 2555 Shopko Dr, Madison, WI, 53704 Heritage Credit Union was established in Madison, WI in 1934 to serve the employees of Oscar Mayer & Company. The non-profit, member-owned financial institution has branches in Madison, Sauk City, Phillips, Chetek and Ladysmith, Wisconsin, and in Rockford, Machesney Park, and Galesburg, Illinois.
(608) 960-4451 Lender's profile and map Reviews US LENDING SOLUTIONS 255 N Sherman Ave, Suite 3, Madison, WI, 53704 Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.
(608) 310-1244 Lender's profile and map Reviews Monona Bank 5515 Monona Drive, Madison, WI, 53716 We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
(312) 612-0348 Lender's profile and map Reviews Anchor & Anvil, LLC 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660 Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.