USDA Vs. FHA your options comparison in Petoskey, Emmet County, MI
In 2025, the USDA loan limit for Petoskey in Emmet county, MI, is $336,500, whereas the FHA limit for a single-family residence set at $472,030.
To compare the best rates of today's USDA versus FHA loans, utilize the Lendersa® USDA loan calculator. By identifying necessary income, credit score, reserves, and documentation requirements, you can qualify smoothly. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the optimal program in for your financial circumstances.
Loan Limits and Downpayment Criteria for 2025 in Petoskey, across Emmet, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Solutions in Petoskey, MI
At Lendersa®, our objective is to secure you the best USDA or FHA loan quickly and effortlessly. Begin with one of three strategies to engage with compatible lenders and explore USDA loan solutions.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in specified rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment, providing a significant advantage for eligible borrowers in these regions.
2505 East Missouri Avenue, Suite 240, El Paso, TX, 79903
Patriot Mortgage- NMLS #311157- is a locally owned Mortgage Lender based in El Paso, Texas. Since 1995, Patriot Mortgage has serviced home loans for thousands of El Paso families and is the preferred lender of Tropicana Homes and also Tropicana Homes is the largest and most trusted homebuilder in El Paso. highest quality new homes.
Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.
DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.
"The commercial lending market in El Paso, Texas is as
diverse as the people who populate this city. Our vision
of providing premier, non-traditional lending services is
uniquely designed to serve the needs for El Paso, Texas.Our
commitment to you is to deliver these services through our
philosophy of working creatively with our clients."
Home Plate Mortgage was established in 2018. Home Plate Mortgage is owned and operated by Gilbert Madrid. Gilbert has been a Residential Mortgage Loan Originator for over 9yrs. Home Plate Mortgage specializes in VA, FHA, Conventional and USDA loans. They have a wide range of programs to fit your mortgage needs
Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
