USDA Vs. FHA your options comparison in Taylor, Wayne County, MI
In the year 2025, the USDA loan limit for Taylor, located in Wayne county of MI, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and identify the necessary income, credit, reserves, and paperwork to qualify for a loan. With our comprehensive mortgage calculator, you can examine the USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best option in for your specific financial circumstances.
Loan limits and downpayment requirements for 2025 in Taylor, Wayne county, MI
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Taylor, MI
The aim of Lendersa® is to swiftly and efficiently obtain the best USDA or FHA loan for you. Begin by selecting from one of three options that can connect you with compatible lenders and USDA programs.
A USDA home loan, backed by the United States Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage, designed exclusively for rural areas. Unlike FHA loans which necessitate a down payment of at least 3.5%, USDA mortgage loans offer the advantage of no down payment.
At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
We are a residential home loan mortgage brokerage and our goal is to be your lender for life! Personal Consultation - We provide a personal consultation so that we can get to know you. We listen carefully to your needs and your goals so that we can use this information to best assist you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.
The mission of PCU is “To foster the growth of our employees & as a team, deliver financial advice & products to the people of our community for each stage of lives” & with years of history combined with a bright future the delivery of dreams seems to continue.We are committed to a set of core values that ensures a member-centric business focus.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
