USDA Vs. FHA your options comparison in Taylor, Wayne County, MI

In 2025, USDA loan limit in Taylor, county of Wayne, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Taylor, county of Wayne, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Taylor, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DC Lending LLC
  • 1111 Main Street, Suite 210, Vancouver, WA, 98660
  • DC Lending started in 1998 as a new family operated mortgage company. As we moved into the second generation of business, one of our sons settled in Portland and another daughter settled in Eastern Washington. With this new generation, our family decided to continue to share our knowledge, and passion for the industry.
  • USA Veterans Real Estate and Mortgage Company
  • 31801 East Nine Drive, Laguna Niguel, CA, 92677
  • USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
  • Network Lending Services
  • 30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
  • NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
  • Lighthouse Financial, Inc.
  • 14 Chamonix Laguna, Laguna Niguel, CA, 92677
  • Lighthouse Financial, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Meridian Real Estate Group
  • 30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
  • "Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on. Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
  • Good Home Capital Inc
  • 23695 Porpoise Cove, Laguna Niguel, CA, 92677
  • Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
  • TMP Financial Inc.
  • 30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
  • TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.
  • Lifetime Home Finance
  • 28661 Springfield Drive, Laguna Niguel, CA, 92677
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lyon Lending
  • 28202 Cabot Road, Suite 378, Laguna Niguel, CA, 92677
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.