As of 2026, the USDA loan limit for Lincoln-Park in Wayne, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, determining necessary income, credit, reserves, and supporting documents for eligibility. Our advanced mortgage calculator enables you to lay out USDA, FHA, Conforming, and VA loans side by side, guiding your decision on which program in is most beneficial for your financial scenario.
2026 Loan Limits and Downpayment Requirements in Lincoln-Park, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lincoln-Park, MI
Lendersa® seeks to quickly and smoothly secure the best possible USDA or FHA loan for you. Choose from three starting points to connect with matching lenders offering suitable USDA loan programs.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans require none, providing a significant advantage.
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13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
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