FHA Vs. USDA loan program for Lincoln-Park, Wayne County, Michigan

As of 2026, the USDA loan limit for Lincoln-Park in Wayne, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, determining necessary income, credit, reserves, and supporting documents for eligibility. Our advanced mortgage calculator enables you to lay out USDA, FHA, Conforming, and VA loans side by side, guiding your decision on which program in is most beneficial for your financial scenario.

Exploring USDA and FHA Loan Options in Lincoln-Park, MI

Lendersa® seeks to quickly and smoothly secure the best possible USDA or FHA loan for you. Choose from three starting points to connect with matching lenders offering suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans require none, providing a significant advantage.

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(912) 882-4630 Lender's profile and map Reviews United 1st Credit Union 162 N Gross Rd, Kingsland, GA, 31548 United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(912) 729-5626 Lender's profile and map Reviews Coastal Mortgage Company 24 Andrews Way, Kingsland, GA, 31548 We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
(918) 486-6561 Lender's profile and map Reviews The First National Bank of Coweta 106 S Broadway St, Coweta, OK, 74429 Early in the 1840’s; a small settlement began to spring up along a small creek in Indian Territory near the “Three Forks” of the Arkansas, Verdigris and Grand Rivers. The settlement, Coweta, had been named after a Creek Indian settlement in Georgia as the area was largely populated with Creek Indians as a result of the removal
(785) 825-8100 Lender's profile and map Reviews The Mortgage Company 155 N 7th St, Salina, KS, 67401 We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
(229) 244-0164 Lender's profile and map Reviews First Federal Savings and Loan Association of Valdosta 411 N Patterson St, Valdosta, GA, 31601 First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
(229) 247-9930 Lender's profile and map Reviews Valdosta Teachers' Federal Credit Union 102 E. Force Street, Valdosta, GA, 31601 The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.
(229) 244-4513 Lender's profile and map Reviews Locoga Federal Credit Union 1592 Norman Dr, Valdosta, GA, 31601 Locoga Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(229) 253-1111 Lender's profile and map Reviews Georgia Power Valdosta Federal Credit Union 1707 Dow St, Valdosta, GA, 31601 Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.
(316) 775-7591 Lender's profile and map Reviews White Eagle Credit Union 2830 N Ohio Street, Augusta, KS, 67010 White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.