In 2026, the USDA loan limit for Allen-Park in Wayne county, MI, is $285,000. The FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today's best USDA and FHA rates and assess the income, credit, reserves, and document requirements needed to qualify. With our advanced mortgage calculator, you can explore USDA, FHA, Conforming, and VA options side by side to determine which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to efficiently secure the best possible USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders offering the appropriate USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans have no down payment requirement, which is a significant financial benefit.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
