FHA Vs. USDA loan program for Allen-Park, Wayne County, Michigan

In 2025, the USDA loan limit for Allen-Park in Wayne county, MI, is $285,000. The FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today's best USDA and FHA rates and assess the income, credit, reserves, and document requirements needed to qualify. With our advanced mortgage calculator, you can explore USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial needs the most.

Exploring USDA and FHA Loan Options in Allen-Park, MI

Lendersa® strives to efficiently secure the best possible USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders offering the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans have no down payment requirement, which is a significant financial benefit.

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(432) 426-3211 Lender's profile and map Reviews Fort Davis State Bank 100 North State Street, Fort Davis, TX, 79734 Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
(435) 259-6124 Lender's profile and map Reviews Desert Rivers Credit Union 725 North Main, Moab, UT, 84532 Desert Rivers is an NCUA founded in 1957 and has approximately $54.69 millions in assets and also Serving residents of Southeast Utah with a full range of financial products, with our locations in Green River, Moab, Monticello and Blanding. We also are pleased to offer a nationwide network of Branches and ATMs through shared branching.
(800) 556-0422 Lender's profile and map Reviews Security First Credit Union 3515 South Jackson Road, Edinburg, TX, 78539 Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
(855) 862-1920 Lender's profile and map Reviews Texas National Bank 4126 Crosspoint Blvd, Edinburg, TX, 78539 Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
(512) 576-6348 Lender's profile and map Reviews Afco Financial Corporation 5217 So McColl Rd, Edinburg, TX, 78539 We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
(956) 627-0702 Lender's profile and map Reviews Wallstreet Wholesale Lender LLC 3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539 "WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
(970) 564-9478 Lender's profile and map Reviews First National Bank Cortez 2258 East Main Street, Cortez, CO, 81321 In June 1957, approval was given by appropriate governmental agencies for a national bank in Cortez, Colorado. The First National Bank was to be located on the corner of Main and Elm Streets, in the heart of Cortez. The stockholders of J.J. Harris Bank voted to consolidate with First National Bank, Cortez.
(406) 556-9017 Lender's profile and map Reviews Preferred Mortgage 2066 Stadium Drive, Suite 202, Bozeman, MT, 59715 Here at A Preferred Mortgage Team we are all dedicated Montanans. We love the beauty and exceptional outdoor opportunities that wait just minutes away. This is why we live here and this is why A Preferred Mortgage Team was founded in 2000. Whether you are buying or refinancing your home, you should be able to afford a home in this beautiful st
(406) 585-3800 Lender's profile and map Reviews First Security Bank 208 East Main St, Bozeman, MT, 59715 First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250
(956) 765-4302 Lender's profile and map Reviews Zapata National Bank PO Drawer 100, Zapata, TX, 78076 Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services
(307) 782-7400 Lender's profile and map Reviews UINTA BANK 695 Parkway Drive, Mountain View, WY, 82939 "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities. Personal service has been a legacy passed from generation to gener
(406) 277-3314 Lender's profile and map Reviews Belt Valley Bank 111 Castner Street, Belt, MT, 59412 Belt Valley Bank is a locally owned, full service, independent bank serving Central Montana since 1936. We offer a range of deposit and loan products with customer service second to none. Our goal is to be your financial partner. Our directors, officers, and staff strive to stay involved with community events and enjoy the opportunity.