USDA Loan Vs. FHA loan pro & con Allen-Park, Wayne County, MI

In 2025, the USDA loan limit for Allen-Park in Wayne county, MI, is $285,000. The FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today's best USDA and FHA rates and assess the income, credit, reserves, and document requirements needed to qualify. With our advanced mortgage calculator, you can explore USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial needs the most.

Exploring USDA and FHA Loan Options in Allen-Park, MI

Lendersa® strives to efficiently secure the best possible USDA or FHA loan for you without hassle. Choose from three starting points to connect with matching lenders offering the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans have no down payment requirement, which is a significant financial benefit.

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(734) 464-8079 Lender's profile and map Reviews Community Alliance Credit Union 39209 6 Mile Road, Suite 160, Livonia, MI, 48152 A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education. We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
(734) 425-5080 Lender's profile and map Reviews Michigan Columbus Federal Credit Union 30419 W Six Mile Road, Livonia, MI, 48152 Michigan Columbus offers a variety of savings programs designed to provide financial solutions for your everyday life. We are open to the community of Livonia, Michigan, anyone who lives, works, attends school or church in Livonia, or who is related to a current member is automatically qualified for membership.
(734) 338-7724 Lender's profile and map Reviews Michigan Financial Mortgage Company 20008 Parker St, Livonia, MI, 48152 Michigan Financial is a full service mortgage company, located in Northville, MI. Michigan Financial is able to offer competitive rates with minimal costs on each mortgage. We focus on personal service & develop a relationship with our clients, to better understand their needs.Call us today, to find out why Michigan Financial is your best solution.
(734) 720-8700 Lender's profile and map Reviews Priority 1 Lending, LLC 38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152 We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
(877) 275-9545 Lender's profile and map Reviews Antonio Stokes Advisors Inc 25900 Greenfield, Suite 507, Oak Park, MI, 48237 Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
(248) 797-2775 Lender's profile and map Reviews Creative Mortgage LLC 711 Cherry Stone Drive, Canton, MI, 48188 Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
(734) 634-4064 Lender's profile and map Reviews COAL Mortgage Lending LLC 3332 Tall Oak Lane, Canton, MI, 48188 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(844) 700-7328 Lender's profile and map Reviews People Driven Credit Union 24333 Lahser Road, Southfield, MI, 48033 People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
(855) 348-2006 Lender's profile and map Reviews Credibly 25200 Telegraph Rd, Suite 350, Southfield, MI, 48033 We believe in small businesses and the people who grow them. In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
(248) 929-5764 Lender's profile and map Reviews Assur Loans 26711 Northwestern Highway, Suite 200, Southfield, MI, 48033 We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
(734) 455-2219 Lender's profile and map Reviews Approved Mortgages 5820 N. Canton Center, Suite 125, Canton, MI, 48187 Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
(248) 707-2693 Lender's profile and map Reviews Hart Mortgage, LLC 8530 Canton Center Rd, Canton, MI, 48187 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.